Archive for September, 2010
The present foreclosure stats tell a grim story. Hard-working folks are losing their homes in alarming numbers. Fortunately, people facing foreclosure in Orange County are not as defenseless as they think. That’s why I’ve started this informative new blog series — Fighting Foreclosure. It’s all about helping people discover the options and resources they have when facing the prospect of losing their home.
The series kicks off with some valuable information from Shaun Smith, a specialist in foreclosure delay in Orange County. According to Shaun, the first thing you should understand is that banks don’t actually carry out the foreclosure action. They appoint a trustee to do the dirty work, including getting your home sold at auction. Now here’s the really crazy part. Unlike other states, California has no judicial-monitoring system in place to oversee trustee actions. So guess what? In order to expedite the process and maximize both bank and personal benefits, trustees invariably commit violations. Sometimes a lot of them. And who loses? Of course — the beleaguered homeowner.
Shaun’s service, Mortgage Crisis Remedies, combats these abuses and basically buys the homeowner time so they can remedy their non-performing loan. That could mean everything from continuing with a loan modification, short sale, or walking away with the cleanest possible credit record.
How does Shaun’s service accomplish all of this? By conducting in-depth investigations to discover trustee violations, then offering the trustee the choice of either delaying the home sale or facing sanctions that would result in loss of license. And guess what? That’s right. In a supreme act of self-preservation, the trustee invariably postpones the sale — usually by 1-4 months. This gives the homeowner leverage to bring the bank back to the negotiating table. In a nutshell, Shaun ensures that all legal requirements are met before the house is sold. A judge sure isn’t going to do it.
If you’d like to learn more about foreclosure delay in Orange County, Shaun or any team member on our TEN Dimensions team will be happy to help. Reach out to him at 949.241.0218 or email@example.com. And breath a lot easier.Read Full Post | Make a Comment ( None so far )
Alright, you’ve decided to make the big move. You want to own a place of your own. Congratulations! You’ve definitely taken a major step toward a more rewarding lifestyle and a more secure financial future. And right now you’ll discover a fantastic selection of excellent Orange County homes for sale. Of course, buying an Orange County property is very much like buying a home anywhere else. You have to be prepared. Otherwise stock up on aspirin, because you could be in for some major headaches. Here’s a handy checklist of four steps you can take to be home purchase-ready.
- Have at least 3.5% of the purchase price saved for your down payment.
- Make sure you qualify with a lender.
- Conduct online research of the market and of your preferred neighborhoods.
- Work with a seasoned professional to avoid ‘newbie’ mistakes when buying your first home.
If you’d like to learn more about buying the Orange County property that’s perfect for you, we’re ready to help. Our team specializes in assisting first time home buyers in Orange County. Not only will we help you find your dream home, we’ll save you hours of valuable time and headaches.
Don’t wait to be in a fantastic house at a fantastic price! Contact me today at 949.338.7408 or firstname.lastname@example.org.Read Full Post | Make a Comment ( None so far )