Lenders & Loan info

Do You Qualify for a Loan Modification?

Posted on November 10, 2011. Filed under: First Time Buyer help, Lenders & Loan info, Making Life Easier, Orange County Real Estate | Tags: , , |

I’m astounded at how many Orange County homeowners qualify for a loan modification. And I’m even more astounded that they never seize the opportunity, generally because there’s so much misinformation floating around. As a result, hundreds of distressed homeowners never get the help they need. Mike Hatcher, seasoned modification advisor with the Ascent Network, is [...]

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Why Loan Modifications Are Great For Investors

Posted on November 9, 2011. Filed under: Lenders & Loan info, Orange County Real Estate | Tags: , |

You all know that Orange County homeowners can reap substantial rewards from loan modifications.  But were you aware that loan mods are a great avenue for investors as well? Believe it or not, most investors can qualify for this excellent financial option. Here’s a quick overview by Mike Hatcher, seasoned modification advisor with the Ascent [...]

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Orange County VA Loans – 8 Things Realtors (and Vets!) Should Know

Posted on October 3, 2011. Filed under: First Time Buyer help, Lenders & Loan info, Making Life Easier | Tags: , , |

Hey Orange County Veterans!  I read this great article about VA loans in OCAR mag this month, and was able to get permission for reprint here on our blog.  If you’re interested in a VA loan or getting a home with your veteran benefits please contact Paul or The Weeks Team! VA Loans on the [...]

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How Short Sales and Foreclosures Can Affect You

Posted on August 12, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Making Life Easier, Orange County CA Foreclosures, Orange County Real Estate, Orange County Short Sales | Tags: , , |

It’s the law of the universe. Every action triggers a reaction. And this law certainly comes into play in the world of foreclosures and short sales. If you’re an Orange County homeowner who’s gonna go through with one or the other, it’s best to know what’s in store for you when the dust settles. Derek [...]

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Orange County CA Economic Update – Gary Watts says…..

Posted on June 25, 2010. Filed under: First Time Buyer help, Informed Investor Alliance, Lenders & Loan info, Orange County CA Foreclosures, Orange County Real Estate |

Hi everyone, Just got back from OCAR’s annual meeting held at the beautiful Aliso Viejo golf course.   I thought I would record a video update for you I know you have comments, let ‘em fly!!

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Understanding B of A’s Short Sale Process

Posted on June 18, 2010. Filed under: First Time Buyer help, Home Seller Tips, Lenders & Loan info, Orange County Real Estate, Orange County Short Sales |

B of A  Short Sales – What every party needs to know! Today I’m taking a few hours out of the busy day to listen to Allen Seelenbinder, a VP with Bank of America, tell Realtors how to work better with B of A to get our short sales closed quicker.  Definitely good use of [...]

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Tips for Realtors to use Bank of America’s Equator

Posted on June 18, 2010. Filed under: Lenders & Loan info, Orange County Real Estate, Orange County Short Sales |

I went to a seminar today on using Equator, here are some tips for all! Equator has 5 stages: 1.  Initiation – seller calls & signs up to initiate 2.  Document collection – seller uploads hardship docs & Realtors upload offers 3.  Valuations – BPO & appraisal is done 4.  Negotiations – counter offers & [...]

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New Loan Program Boon to Home Buyers and Sellers

Posted on May 16, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Making Life Easier, Orange County Real Estate | Tags: , , |

Innovate Program Wraps Home Improvement Costs Into a Single Loan Good news for Orange County home buyers, sellers, and agents. There’s a great new Home Improvement Loan program that will make a large number of homes far more affordable. Basically, this nifty financial solution combines the sale price of a home and the cost of [...]

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Short Sale Approval: Welcome to Big Top Banking

Posted on May 16, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Orange County Real Estate | Tags: , , |

Want a Short Sale Approval? Join the Circus. After much frustrated hair pulling and gnashing of teeth, I’ve finally concluded that getting a short sale approved is basically a trip to the circus. Only in this case, the big top is the bank. It’s as if Barnum and Bailey merged with B of A.  And [...]

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Fannie Mae Extends Assistance For Homebuyers

Posted on May 11, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Making Life Easier, Orange County Real Estate | Tags: , , |

Orange County Homebuyers Have Added Incentive First the bad news. It’s official. The government’s popular 8k tax incentive is now history. But the good news is, you can dry those tears of regret, good people. Fannie Mae is offering up the perfect incentive to fill the gap.  What’s This All About? So glad you asked. [...]

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Foreclosures vs. Short Sales

Posted on April 1, 2010. Filed under: Lenders & Loan info, Orange County Real Estate | Tags: |

What’s the Difference Between a Short Sale and a Foreclosure? Plenty. For those who’ve been involved in either, it’s a good idea to know what those differences are and how either one will impact your future. Here’s how it breaks down. If you’ve been foreclosed upon, you need to disclose this fact on mortgage applications [...]

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Southern California Home Buyer’s Fair 2010

Posted on March 1, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Making Life Easier | Tags: |

Everything You Ever Wanted to Know About Buying a Home It promises to be the home buying event to end all home buying events. Of course, I’m talking about the Southern California Home Buyer’s Fair, which unfolds on the weekend of March 13-1 at the L.A. Convention Center. Jointly sponsored by C.A.R. and the L.A. [...]

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Two More Reasons to Buy a Fannie Mae-Owned Home

Posted on February 9, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Making Life Easier, Orange County Real Estate | Tags: , , |

Buyers Get New Closing Cost Assistance and Appliance Incentives From Fannie Mae Good news for home buyers. Fannie Mae is giving you a 3.5% incentive if you buy and close on a Fannie Mae-owned home. This amazing offer will be on the table between January 28 and April 30, 2010. If you purchase a property [...]

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FHA Lifts 90-Day Waiting Period

Posted on January 26, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Orange County Real Estate | Tags: , , , |

Great News For Real Estate Investors and New Home Buyers Alike: Anti-property-flipping measure waived for one year! By Inman News, Monday, January 18, 2010. Inman News Starting Feb. 1, housing regulators will suspend for one year a 90-day waiting period on property resales that it says has put FHA borrowers at a disadvantage in bidding [...]

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What Lenders and Banks Look for in Home Loan Applications

Posted on November 12, 2009. Filed under: First Time Buyer help, Lenders & Loan info, Orange County Real Estate |

Hey wanna be buyers…got this great information from one of our fave Lenders, Derek Beisner.  Wanted to share! Thinking of submitting a Home Loan Application now that the First Time Buyer credit was extended? Once your loan application is filled out and sent to the lender for review, the first thing they will look for [...]

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Orange County down payment – CA down payment program

Posted on October 12, 2009. Filed under: First Time Buyer help, Lenders & Loan info, Orange County Real Estate | Tags: , , , |

Hi all, We know. You want to buy a home in Orange County because prices and rates are down.  Plus, there’s so many tax incentives right now.  Buuuut the down payment hasn’t magically appeared in your bank account.  Well, we may have a solution for your down payment blues. This week I had breakfast with another [...]

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    Orange County, CA Real Estate for hip first-time buyers and investors. Plus, fun things to know and do in OC.

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