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	<title>Comments for Orange County Real Estate Success</title>
	<atom:link href="http://blog.askangie.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.askangie.com</link>
	<description>Orange County, CA Real Estate for hip first-time buyers and investors.  Plus, fun things to know and do in OC.</description>
	<lastBuildDate>Wed, 30 Jun 2010 18:12:59 +0000</lastBuildDate>
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		<title>Comment on Great Ways to Celebrate the 4th of July in Orange County by david robertson</title>
		<link>http://blog.askangie.com/2010/06/30/great-ways-to-celebrate-the-4th-of-july-in-orange-county/#comment-397</link>
		<dc:creator>david robertson</dc:creator>
		<pubDate>Wed, 30 Jun 2010 18:12:59 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=766#comment-397</guid>
		<description>Have a great 4th of July celebration Angie and Cal Coast Web design!  : )</description>
		<content:encoded><![CDATA[<p>Have a great 4th of July celebration Angie and Cal Coast Web design!  : )</p>
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		<title>Comment on Tips for Realtors to use Bank of America&#8217;s Equator by Understanding B of A&#8217;s Short Sale Process &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2010/06/18/tips-for-realtors-to-use-bank-of-americas-equator/#comment-391</link>
		<dc:creator>Understanding B of A&#8217;s Short Sale Process &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Fri, 18 Jun 2010 05:22:16 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=750#comment-391</guid>
		<description>[...] Today I&#8217;m taking a few hours out of the busy day to listen to Allen Seelenbinder, a VP with Bank of America, tell Realtors how to work better with B of A to get our short sales closed quicker.  Definitely good use of time, because short sales take waaaaay too long!!!  For Realtors looking for Equator tips, check this post. [...]</description>
		<content:encoded><![CDATA[<p>[...] Today I&#8217;m taking a few hours out of the busy day to listen to Allen Seelenbinder, a VP with Bank of America, tell Realtors how to work better with B of A to get our short sales closed quicker.  Definitely good use of time, because short sales take waaaaay too long!!!  For Realtors looking for Equator tips, check this post. [...]</p>
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		<title>Comment on Search For Orange County Properties in Your PJ&#8217;s by angieweeks</title>
		<link>http://blog.askangie.com/2010/05/31/search-for-orange-county-properties-in-your-pjs/#comment-387</link>
		<dc:creator>angieweeks</dc:creator>
		<pubDate>Mon, 14 Jun 2010 15:36:56 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=724#comment-387</guid>
		<description>Thanks Debbie - so are you!  You inspired me to get into the business, and its always a pleasure to work with you.  Happy househunting!!</description>
		<content:encoded><![CDATA[<p>Thanks Debbie &#8211; so are you!  You inspired me to get into the business, and its always a pleasure to work with you.  Happy househunting!!</p>
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		<title>Comment on Search For Orange County Properties in Your PJ&#8217;s by Debbie Ferrari</title>
		<link>http://blog.askangie.com/2010/05/31/search-for-orange-county-properties-in-your-pjs/#comment-386</link>
		<dc:creator>Debbie Ferrari</dc:creator>
		<pubDate>Sat, 12 Jun 2010 02:01:42 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=724#comment-386</guid>
		<description>Angie Weeks is a fabulous Realtor..so skilled and so wonderful to work with. She is patient, consumately skilled and has a terrific personality so when she helps you buy or sell a home you feel totally taken care of.</description>
		<content:encoded><![CDATA[<p>Angie Weeks is a fabulous Realtor..so skilled and so wonderful to work with. She is patient, consumately skilled and has a terrific personality so when she helps you buy or sell a home you feel totally taken care of.</p>
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		<title>Comment on Help!!!!!!!  I&#8217;m late on my mortgage payment!  I got a Notice of Default!  I have a sale date!  I&#8217;m screwed!!!! by Millard Mann</title>
		<link>http://blog.askangie.com/2009/03/08/help-im-late-on-my-mortgage-payment-i-got-a-notice-of-default-i-have-a-sale-date-im-screwed/#comment-384</link>
		<dc:creator>Millard Mann</dc:creator>
		<pubDate>Sat, 29 May 2010 11:22:40 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=219#comment-384</guid>
		<description>If only more than 85 people would read this!</description>
		<content:encoded><![CDATA[<p>If only more than 85 people would read this!</p>
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		<title>Comment on Two More Reasons to Buy a Fannie Mae-Owned Home by Derek Beisner</title>
		<link>http://blog.askangie.com/2010/02/09/two-more-reasons-to-buy-a-fannie-mae-owned-home/#comment-364</link>
		<dc:creator>Derek Beisner</dc:creator>
		<pubDate>Thu, 11 Mar 2010 21:23:38 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=563#comment-364</guid>
		<description>Mike
I hear your frustration, certain loan programs are hard to fit in to. You do have other options. Make sure you have a purchase contract signed by the end of April 2010 to get you tax credit!</description>
		<content:encoded><![CDATA[<p>Mike<br />
I hear your frustration, certain loan programs are hard to fit in to. You do have other options. Make sure you have a purchase contract signed by the end of April 2010 to get you tax credit!</p>
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		<title>Comment on Two More Reasons to Buy a Fannie Mae-Owned Home by angieweeks</title>
		<link>http://blog.askangie.com/2010/02/09/two-more-reasons-to-buy-a-fannie-mae-owned-home/#comment-363</link>
		<dc:creator>angieweeks</dc:creator>
		<pubDate>Thu, 11 Mar 2010 18:56:52 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=563#comment-363</guid>
		<description>Hi Mike,

Wow, so you matched all criteria and still didn&#039;t get your credit!?  That&#039;s terrible!  I asked a couple lenders who work with Fannie Mae to review your comment and see if there is anything they can do to help.  The last thing we want around here is the rich getting richer.  This program is supposed to help &#039;normal&#039; people, just like you! :)</description>
		<content:encoded><![CDATA[<p>Hi Mike,</p>
<p>Wow, so you matched all criteria and still didn&#8217;t get your credit!?  That&#8217;s terrible!  I asked a couple lenders who work with Fannie Mae to review your comment and see if there is anything they can do to help.  The last thing we want around here is the rich getting richer.  This program is supposed to help &#8216;normal&#8217; people, just like you! <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Comment on Two More Reasons to Buy a Fannie Mae-Owned Home by Mike Corwin</title>
		<link>http://blog.askangie.com/2010/02/09/two-more-reasons-to-buy-a-fannie-mae-owned-home/#comment-362</link>
		<dc:creator>Mike Corwin</dc:creator>
		<pubDate>Wed, 10 Mar 2010 16:14:40 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=563#comment-362</guid>
		<description>Fannie Mae advertises on their www.Homepath.com website and in press releases a 3 1/2% incentive rebate to homebuyers who purchase a home between January 28 and May 1, 2010.  The press release states:
Buyers will be offered an incentive of up to 3.5% of the final sales price to be used towards one of the following: 
Closing Costs 
Purchase of new Whirlpool appliances by Fannie Mae. 
A combination of closing costs and appliances, at the buyer&#039;s discretion, up to the maximum 3.5%. 
Criteria for the Closing Cost/Appliance 3.5% Eligibility are as follows: 
Sales Contract must be dated on or after 1/28/10. 
Property sale must close before 5/1/10. 
Owner occupied properties only. Second homes are eligible as long as they are owner-occupied. Investment Properties are ineligible. 
Questions about the program are referred to the Listing Agent for the property. 

I&#039;ve met all the criteria but have been told I don&#039;t qualify. First I was told that it was because I wasn&#039;t financing the property. When I challenged that I was told that &#039;the listing was too new&#039;. Ultimately I was told that any concession needed to be negotiated in the offer phase and since I&#039;d closed I was out of luck. I&#039;ve read a number of similar stories. One broker told his buyer he&#039;d have to bid 3 1/2% higher on the price to get the 3 1/2% rebate. Another was told that his offer wouldn&#039;t be approved if he asked for the rebate. 
I think the offer is just another scam on America by the same folks using bailout money to pay themselves huge bonuses.

Mike Corwin</description>
		<content:encoded><![CDATA[<p>Fannie Mae advertises on their <a href="http://www.Homepath.com" rel="nofollow">http://www.Homepath.com</a> website and in press releases a 3 1/2% incentive rebate to homebuyers who purchase a home between January 28 and May 1, 2010.  The press release states:<br />
Buyers will be offered an incentive of up to 3.5% of the final sales price to be used towards one of the following:<br />
Closing Costs<br />
Purchase of new Whirlpool appliances by Fannie Mae.<br />
A combination of closing costs and appliances, at the buyer&#8217;s discretion, up to the maximum 3.5%.<br />
Criteria for the Closing Cost/Appliance 3.5% Eligibility are as follows:<br />
Sales Contract must be dated on or after 1/28/10.<br />
Property sale must close before 5/1/10.<br />
Owner occupied properties only. Second homes are eligible as long as they are owner-occupied. Investment Properties are ineligible.<br />
Questions about the program are referred to the Listing Agent for the property. </p>
<p>I&#8217;ve met all the criteria but have been told I don&#8217;t qualify. First I was told that it was because I wasn&#8217;t financing the property. When I challenged that I was told that &#8216;the listing was too new&#8217;. Ultimately I was told that any concession needed to be negotiated in the offer phase and since I&#8217;d closed I was out of luck. I&#8217;ve read a number of similar stories. One broker told his buyer he&#8217;d have to bid 3 1/2% higher on the price to get the 3 1/2% rebate. Another was told that his offer wouldn&#8217;t be approved if he asked for the rebate.<br />
I think the offer is just another scam on America by the same folks using bailout money to pay themselves huge bonuses.</p>
<p>Mike Corwin</p>
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		<title>Comment on Huntington Beach Condo is Beachfront Bargain by Are Huntington Beach Condos really this affordable??? &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2010/02/15/huntington-beach-condo-is-beachfront-bargain/#comment-359</link>
		<dc:creator>Are Huntington Beach Condos really this affordable??? &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Wed, 17 Feb 2010 17:28:43 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=582#comment-359</guid>
		<description>[...] on February 17, 2010. Filed under: First Time Buyer help &#124;  YES!!!  Our Huntington Beach Studio just a couple miles from the beach could be less than [...]</description>
		<content:encoded><![CDATA[<p>[...] on February 17, 2010. Filed under: First Time Buyer help |  YES!!!  Our Huntington Beach Studio just a couple miles from the beach could be less than [...]</p>
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		<title>Comment on Grab the Orange County Real Estate Opportunities in 2010 by Make the Most of Your Money &#8211; DIVERSIFY! &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2010/01/07/grab-the-orange-county-real-estate-opportunities-in-2010/#comment-355</link>
		<dc:creator>Make the Most of Your Money &#8211; DIVERSIFY! &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Wed, 03 Feb 2010 02:48:54 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=430#comment-355</guid>
		<description>[...] of property, if you would like your diversification strategy to include owning some Orange County Real Estate, I&#8217;m happy to help.  Contact me at 949.338.7408 or angie@askangie.com.  Or follow me [...]</description>
		<content:encoded><![CDATA[<p>[...] of property, if you would like your diversification strategy to include owning some Orange County Real Estate, I&#8217;m happy to help.  Contact me at 949.338.7408 or <a href="mailto:angie@askangie.com">angie@askangie.com</a>.  Or follow me [...]</p>
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		<title>Comment on Mission Viejo Real Estate Delivers the Dream by Make the Most of Your Money &#8211; DIVERSIFY! &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2010/01/28/mission-viejo-real-estate-delivers-the-dream/#comment-354</link>
		<dc:creator>Make the Most of Your Money &#8211; DIVERSIFY! &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Wed, 03 Feb 2010 02:48:44 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=507#comment-354</guid>
		<description>[...] Mission Viejo Book Signing – &#8216;Making the Most of Your Money&#8217; [...]</description>
		<content:encoded><![CDATA[<p>[...] Mission Viejo Book Signing – &#8216;Making the Most of Your Money&#8217; [...]</p>
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		<title>Comment on Orange County First Time Home Buyer? by First time buyers blog it best! &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2009/12/04/orange-county-first-time-home-buyer/#comment-353</link>
		<dc:creator>First time buyers blog it best! &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Tue, 02 Feb 2010 03:17:57 +0000</pubDate>
		<guid isPermaLink="false">http://weeksteam.wordpress.com/?p=293#comment-353</guid>
		<description>[...] of our favorite buyers last year, Kimberly, had good news to share a about her experience and the first time buyer credit.  She [...]</description>
		<content:encoded><![CDATA[<p>[...] of our favorite buyers last year, Kimberly, had good news to share a about her experience and the first time buyer credit.  She [...]</p>
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		<title>Comment on Nouveau Riche &#8211; Invest In Real Estate without the School of Hard Knocks by Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2007/08/14/nouveau-riche-invest-in-real-estate-without-the-school-of-hard-knocks/#comment-351</link>
		<dc:creator>Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Thu, 07 Jan 2010 07:55:30 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/2007/08/14/nouveau-riche-invest-in-real-estate-without-the-school-of-hard-knocks/#comment-351</guid>
		<description>[...] to make your first Real Estate investment.  Believe it or not, there are well-focused ways to improve your financial future without getting an advanced degree from the school of hard [...]</description>
		<content:encoded><![CDATA[<p>[...] to make your first Real Estate investment.  Believe it or not, there are well-focused ways to improve your financial future without getting an advanced degree from the school of hard [...]</p>
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		<title>Comment on Dodging the Orange County Tax Collector, legally by Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2008/02/22/reducing-your-orange-county-property-taxes/#comment-350</link>
		<dc:creator>Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Thu, 07 Jan 2010 07:55:26 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/2008/02/22/reducing-your-orange-county-property-taxes/#comment-350</guid>
		<description>[...] to close. If you&#8217;re worried about Uncle Sam taking a chunk, be aware you might be able to reduce your tax obligation with a few easy and yes, legal [...]</description>
		<content:encoded><![CDATA[<p>[...] to close. If you&#8217;re worried about Uncle Sam taking a chunk, be aware you might be able to reduce your tax obligation with a few easy and yes, legal [...]</p>
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		<title>Comment on Smooth Sailing &#8211; Easy Closings &#8211; Simple Real Estate by Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2007/08/30/smooth-sailing-easy-closings-simple-real-estate/#comment-349</link>
		<dc:creator>Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Thu, 07 Jan 2010 07:55:20 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/2007/08/30/smooth-sailing-easy-closings-simple-real-estate/#comment-349</guid>
		<description>[...] is definitely moving in the right direction. In fact, there are a number things going on that will make selling easier, from listing to close. If you&#8217;re worried about Uncle Sam taking a chunk, be aware you might [...]</description>
		<content:encoded><![CDATA[<p>[...] is definitely moving in the right direction. In fact, there are a number things going on that will make selling easier, from listing to close. If you&#8217;re worried about Uncle Sam taking a chunk, be aware you might [...]</p>
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		<title>Comment on The best time to buy your home is&#8230; NOW! by Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2008/09/04/the-best-time-to-buy-your-home-is-now/#comment-348</link>
		<dc:creator>Grab the Orange County Real Estate Opportunities in 2010 &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Thu, 07 Jan 2010 07:55:11 +0000</pubDate>
		<guid isPermaLink="false">http://weeksteam.wordpress.com/?p=154#comment-348</guid>
		<description>[...] better. A major reason for such bright prospects is that there currently are a number of available incentives created to improve your overall [...]</description>
		<content:encoded><![CDATA[<p>[...] better. A major reason for such bright prospects is that there currently are a number of available incentives created to improve your overall [...]</p>
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		<title>Comment on Building Wealth in the Orange County Real Estate Market by angieweeks</title>
		<link>http://blog.askangie.com/2008/03/20/building-wealth-in-the-orange-county-real-estate-market/#comment-345</link>
		<dc:creator>angieweeks</dc:creator>
		<pubDate>Fri, 11 Dec 2009 17:39:07 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/2008/03/20/building-wealth-in-the-orange-county-real-estate-market/#comment-345</guid>
		<description>Thanks, Danny.  There&#039;s going to be some great properties sold!</description>
		<content:encoded><![CDATA[<p>Thanks, Danny.  There&#8217;s going to be some great properties sold!</p>
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		<title>Comment on Orange County First Time Home Buyer? by Orange County Home Auction Is Buyers Bonanza &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2009/12/04/orange-county-first-time-home-buyer/#comment-344</link>
		<dc:creator>Orange County Home Auction Is Buyers Bonanza &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Fri, 11 Dec 2009 08:39:53 +0000</pubDate>
		<guid isPermaLink="false">http://weeksteam.wordpress.com/?p=293#comment-344</guid>
		<description>[...] And if this is your first home purchase, you may qualify to receive up to $8,000.00 in a first-time buyer tax credit. [...]</description>
		<content:encoded><![CDATA[<p>[...] And if this is your first home purchase, you may qualify to receive up to $8,000.00 in a first-time buyer tax credit. [...]</p>
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		<title>Comment on Building Wealth in the Orange County Real Estate Market by Danny Weis</title>
		<link>http://blog.askangie.com/2008/03/20/building-wealth-in-the-orange-county-real-estate-market/#comment-340</link>
		<dc:creator>Danny Weis</dc:creator>
		<pubDate>Sun, 20 Sep 2009 07:06:37 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/2008/03/20/building-wealth-in-the-orange-county-real-estate-market/#comment-340</guid>
		<description>I also cherish the OC &amp; LA markets...Good luck this weekend...</description>
		<content:encoded><![CDATA[<p>I also cherish the OC &amp; LA markets&#8230;Good luck this weekend&#8230;</p>
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		<title>Comment on Orange County Short Sales &#8211; 4 things you MUST know by Short Sale 101 &#8211; how long till I can get this property, anyway?? &#171; Orange County Real Estate Success</title>
		<link>http://blog.askangie.com/2009/07/11/orange-county-short-sales-3-things-you-must-know/#comment-339</link>
		<dc:creator>Short Sale 101 &#8211; how long till I can get this property, anyway?? &#171; Orange County Real Estate Success</dc:creator>
		<pubDate>Thu, 10 Sep 2009 07:23:31 +0000</pubDate>
		<guid isPermaLink="false">http://blog.askangie.com/?p=248#comment-339</guid>
		<description>[...] You&#8217;ve already read our post about what every buyer needs to know about a short sale. [...]</description>
		<content:encoded><![CDATA[<p>[...] You&#8217;ve already read our post about what every buyer needs to know about a short sale. [...]</p>
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