The Emotional Roller Coaster of Buying a Home

Posted on May 18, 2023. Filed under: First Time Buyer help | Tags: , , , |

Buying a home is a major life event that can be both exciting and daunting at the same time. The process can take months, and it’s not uncommon for homebuyers to experience a range of emotions along the way. In this blog, we’ll explore the emotional roller coaster of buying a home and offer some tips on how to manage the ups and downs.


The desire to have a better place, a new chapter in life, or more or less space can be a powerful motivator for homebuyers. It is the starting point of the home-buying journey and is often accompanied by feelings of excitement and anticipation.


“Excited to finally own my own home! Can’t wait to create my own space and see what this new adventure brings.” The home-buying process often starts with excitement. You’ve decided to take the leap and buy a home, and the possibilities seem endless. You start browsing online listings, imagining yourself living in the different homes you see. You may start to envision your future in your new home, from hosting dinner parties to raising a family.


“Will I be able to pay my payments & still eat?” As you start to seriously consider buying a home, anxiety can set in. You may worry about whether you can afford the homes you like, whether you’ll be able to find a home in a desirable neighborhood, and whether you’ll be able to secure financing. You may also worry about whether you’re making the right decision, and whether you’ll be happy with your choice in the long term.


“This is so frustrating! Every home I like is either too expensive or already taken. And the whole process is taking forever! I had no idea it would be this complicated.” As you start to view homes in person and make offers, you may experience frustration. You may find that the homes you like are out of your price range or have already been sold. You may also find that the home-buying process is more complicated and time-consuming than you anticipated.


“I could never buy my own place” As you start the process of buying a home, doubts can start to creep in, and you might question whether you can afford to buy your own place. This feeling of doubt can be overwhelming, and it’s easy to feel discouraged.


“Damn I’m in the financial fishbowl with this preapproval” After you have been pre-approved for a loan, you might feel like you are in a financial fishbowl. You have to share all your financial information with the lender, and this can make you feel exposed and vulnerable.


“Nothing in my price range” As you continue searching for homes, you might find that nothing is within your price range. This can lead to feelings of disappointment and frustration.


“Wow found a keeper!” Finally, you find a house that you love, and it’s within your budget. This feeling of hope can be exhilarating, and you might start to feel like you’re getting closer to achieving your dream.


“Keeper thought my offer was a loser” Your hopes can come crashing down if the seller doesn’t accept your offer. This feeling of despair can be crushing, and you might start to wonder if you’ll ever find the right house.


“Might have to pay over my budget and comfort zone for what I want” If you do find the right house, you might have to pay more than you’re comfortable with. This feeling of fear can be overwhelming, and you might start to wonder if you’re making the right decision.


“I found the one I wanted and I’m getting it this time” Despite the fear, you might find yourself determined to get the house you want. This feeling of determination can be powerful and can help you overcome any obstacles that come your way.


“I can’t believe it! My offer was accepted and I’m going to be a homeowner!” When you finally find the perfect home and your offer is accepted, you’ll likely experience a wave of elation. You’ll feel relieved that the search is over, excited about your new home, and proud that you were able to secure it.


“Praying for the sellers to accept my offer. Praying I’m not making a bad investment. Praying I’m being a good steward.” As the home-buying process becomes more intense, you might find yourself turning to spirituality for guidance and support.


“Omg, my bank account is leaving me” Elation can quickly turn to terror when you realize how much money you’re about to spend. This feeling of terror can be intense, and sometimes this causes to wonder if you’re making a mistake.


“What am I even doing? How am I going to actually DO this? So many moving parts.” As you continue through navigate the home-buying process, you might feel lost and overwhelmed. There are so many moving parts, and it can be difficult to know what to do next. This is where a support network of quality professionals, including your Realtor, come in helpful. Indignant say lender or seller.


“The lender wants what from me? Are you serious?” At times, you might feel indignant about the demands the lender is making. This feeling of indignation can be frustrating, and you might start to wonder if you’re being taken advantage of.


“The inspector called my baby ugly, and now all I can think about are the flaws.” Sadness can often set in when the inspector points out flaws in your dream home. After all, you’ve spent months, maybe even years, searching for the perfect property, only to have someone else call your baby ugly. It can be tough to see past the issues and focus on the good things about the house.


“I don’t know how to fix the issues with this place, and I’m already spending all my cash.” Fear can also be a constant companion when buying a home. You may worry that you don’t know how to fix the problems with the house, or that you’re spending all your hard-earned money on a property that isn’t perfect. The fear of the unknown can be overwhelming, leaving you wondering if you’re making the right decision.


“Should I spend all my money on a place that is far from perfect?” Feeling torn is another common emotion that many homebuyers experience. You may wonder if you should spend all your money on a property that’s far from perfect, or if you should keep looking for something better. It can be challenging to balance your desires with your budget and find the right compromise.


“The seller won’t give me the credit I asked for” Hurt can also set in when the seller won’t give you the credit you asked for. It can feel like they’re not taking your needs into account, and it can be challenging to move forward when you feel like you’re not being heard.

Confused & Defensive

“Who should I call for quotes that are trustworthy?” Confusion and defensiveness can arise when trying to find trustworthy quotes for repairs and maintenance. With so many options out there, it can be challenging to know who to trust. You may feel like you’re constantly on the defensive, trying to protect yourself from being taken advantage of.


“Why is the appraisal back late? Why are the handyman quotes back so late or so high?” Annoyance is a common emotion when the appraisal or handyman quotes come back late or too high. It can be frustrating when things don’t go according to plan, and you’re left waiting for someone else to make a decision or provide information.


“I don’t feel like getting multiple quotes or scheduling more inspections or appointments. I already gave you that information, now you need it again?” Exhaustion can set in when you’re constantly getting multiple quotes, scheduling appointments, and providing information. It can feel like a never-ending cycle, leaving you feeling drained and frustrated.


“Ok…it’s just a few more things. I haven’t come this far to come this far. I got this.” However, despite all the challenges, it’s essential to remain focused on the end goal. You’ve come this far, and you can’t give up now. You have to keep pushing forward, even when things seem difficult.


“I might not get the loan. I did everything they told me and now they want more.” Feeling devastated can be overwhelming when you think you might not get the loan. You may have done everything that’s been asked of you, only to be told that more is needed. It can feel like you’re hitting a brick wall, and there’s no way around it. This is why it is so important to go through the full loan approval process BEFORE opening up escrow.


“Ugh, this isn’t happening and I wasted my time. I wasted my money. I wasted other people’s time.” Depression can set in when things aren’t going as planned. You may feel like you’re wasting your time and money, and that you’re letting other people down.

Pist off

“Why me? Everyone else seems to get a loan and their own place? Wtf?” Feeling pist off is another common emotion that many homebuyers experience. It can be frustrating when it seems like everyone else is getting a loan and their own place, and you’re left wondering why you’re having so much trouble.


“Wow a new option popped up and this may actually happen” But, there’s always a light at the end of the tunnel. Feeling optimistic when a new option pops up can be a game-changer. Suddenly, everything seems possible again, and you’re filled with renewed hope.


“I’m mentally tired. Whatever happens at this point. So over it and totally afraid to be excited after all these bumps in the road.” Feeling indifferent can also be a coping mechanism when you’re mentally exhausted. It can be tough to get excited after all the bumps in the road, and you may feel like whatever happens, happens at this point.


“That is the most money I have ever wired out of my bank account. Ever. What if the wire doesn’t get there? What if I lose everything to cyber fraud??” Worry is another common emotion that many homebuyers experience when they wire the most significant amount of money they’ve ever wired out of their bank account.


“So much to do before closing and overwhelming. Worrying that something will go wrong and the deal will fall apart.” Once the initial excitement wears off, you may start to feel apprehensive. You’ll likely be faced with a long list of tasks to complete before closing, from scheduling inspections to securing financing. You may worry that something will go wrong and the deal will fall through.


“Yay they got the wire got there, I think this is actually happening!” You have been house hunting for months, and finally found the perfect home. You made an offer, went through the inspection process, and the financing was approved. Now, the wire has been received and you are filled with excitement. You are about to become a homeowner!


“I DID it! We closed escrow! I bought a house!!” After all the hurdles you have faced, you finally closed the escrow and bought the house. You are filled with a sense of empowerment and pride in yourself. You did it! You bought a house!


“So many things I want to do to make it mine.” Now that you have a place of your own, you can’t wait to put your personal touch on it. You start to think about all the things you want to do to make it yours. Maybe a new coat of paint, new furniture, or landscaping the backyard. The anticipation of turning your house into a home is exhilarating.


“Will I be able to pay my payments & still eat?” As the first mortgage payment comes due, you start to feel a bit of anxiety. Will you be able to make the payments and still have enough money to live on? The fear of not being able to afford your dream home is nerve-wracking, but it motivates you to be smart with your money.


“It feels like a huge weight has been lifted off my shoulders now that we’ve closed on our new home.” When you finally close on your new home, you’ll likely feel a sense of relief. The process is over, and you’ve successfully purchased a home. You can start planning your move and begin to settle into your new space.


“I’m getting in the groove with my payments and property upgrades.” As time goes by, you become more comfortable with your new financial responsibilities. You are thankful for the stability and security that comes with owning a home. You also start to enjoy making property upgrades and see the value of your investment increase.


“Love my new place.” As you settle into your new home, you feel grateful for all that it provides. You love the space, the community, and the memories that you are creating. You are grateful for the decision you made to invest in your future.

Fast forward 10 years…..


“My equity has significantly increased and I’ve been paying down my mortgage.” After a decade of ownership, you are proud of the financial investment you have made. Your equity has significantly increased, and you have paid down your mortgage. Your home has become one of your biggest assets, and it provides a sense of security for your future.


“I’m ready to ride this emotional roller coaster again for an investment that secures my family legacy.” With the success of your first home purchase, you are now ready to ride the emotional roller coaster again. You are eager to invest in another property that will secure your family’s legacy. The thrill of the home-buying process is calling, and you are ready to embark on a new adventure.

And so the cycle continues.

The emotional roller coaster of buying a home never ends. But with each ride, you become more experienced, more empowered, and more grateful for the opportunities that homeownership provides. Despite the ups and downs, owning a home is a life-changing experience that is worth every emotion.

Tips for Managing the Emotional Roller Coaster

The home-buying process can be overwhelming, but there are things you can do to manage your emotions along the way:

  1. Set realistic expectations. Understand that the home-buying process is rarely straightforward, and it’s normal to experience a range of emotions.
  2. Communicate with your real estate agent. Your agent can help you navigate the ups and downs of the process and provide guidance and support.
  3. Lean on your support system. Buying a home is a big decision, and it can be helpful to talk to friends and family members who have been through the process before.
  4. Take care of yourself. Self-care is important during any stressful time, and the home-buying process is no exception. Take breaks when you need to, eat healthy meals, exercise, and get plenty of rest.

Riding an emotional roller coaster when buying a home is a normal & natural part of the process. Remember you are not alone. By understanding that you’ll likely experience a range of emotions and taking steps to manage them, you can make the home-buying process more obtainable and enjoyable.

If you’re feeling overwhelmed by the emotional roller coaster of buying a home, remember that you’re not alone. We would love to hear about your own experience and how you were able to navigate the process with more ease. Please leave a comment below sharing your tips and tricks with the community. And don’t forget, if you need guidance through the process, you can always reach out to Angie at 949-338-7408, who can provide you with professional advice and support.

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Understanding California’s New Foreclosure Laws: What Investors Need to Know

Posted on March 16, 2023. Filed under: Foreclosure Assistance, Orange County CA Foreclosures | Tags: , , , |

Investing in real estate has always been a lucrative opportunity for those looking to build their wealth. One of the more popular ways to invest in real estate is through purchasing auction properties, which are typically sold at a discount. However, if you are an investor looking to purchase an auction property in California, it’s important to be aware of the new foreclosure laws that have been put in place.

New Foreclosure Laws in California Give Tenants and Former Homeowners More Power in the Auction Property Market

In California, new laws have recently been passed that give tenants and former homeowners the right to redeem foreclosed properties after they go up for auction. These laws, mainly AB 1837 and SB 1079, are designed to provide additional protections for homeowners facing foreclosure.

Under this new law, if a property is foreclosed upon and is set to be sold at auction, the tenant and former owner have the right to match the highest bid at the auction. This means that if you are an investor looking to purchase an auction property in California, you may be outbid by the tenant or former owner.

This new law is significant because it gives tenants and former homeowners more power in the foreclosure process. Prior to this law, tenants and former homeowners had very little say in the matter and were often left out of the process entirely. This meant that investors had a much easier time purchasing auction properties in California, as they faced less competition.

As an investor looking to purchase an auction property in California, it’s important to understand the implications of this new law. While it does make it more difficult for investors to purchase auction properties, it also means that there may be less competition overall. Additionally, it’s important to keep in mind that this law only applies to foreclosed properties that are sold at auction. If you are interested in purchasing a non-foreclosed property, you will not be subject to these new regulations.

Overall, the new foreclosure laws in California are important for investors who are devising a strategy for purchasing auction properties. It will be very different than our last real estate cycle. While it may make the process more challenging, it also provides additional protections for tenants and former homeowners. As with any investment, it’s important to do your due diligence and understand all of the relevant laws and regulations before making a purchase.

If you’re an investor looking to navigate California’s new foreclosure laws, it’s crucial to have a thorough understanding of the Assembly Bill (AB) 1837. To ensure that you’re up to date with the latest rules and regulations, we strongly advise you to read up on the full details by visiting trusted sources. By taking this step, you’ll be equipped with the knowledge you need to make informed decisions and avoid costly mistakes.

A very important part to note in the bill is that trustees are authorized to consider offers from specific categories of eligible bidders during the first 30 days of a property’s listing, including:

  • prospective owner-occupants,
  • nonprofit corporations,
  • California community land trusts,
  • limited-equity housing operatives, and
  • public entities

New Foreclosure Law in California Prohibits Bundling of Homes, Affecting Investors in Auction Property Market

In addition, according to SB 1079, during a foreclosure auction, sellers are prohibited from bundling homes together and selling them to a single buyer. Because foreclosure sales cannot be ‘bundled’ and sold in large groups anymore, that will also be a big change investors need to know about.

If you’re interested in purchasing an auction or foreclosure property, call or text Angie at 949-338-7408 or fill out the form below. We have a wide range of properties available, and we’re always happy to provide guidance and support to investors like you. Don’t hesitate though to reach out to us for assistance with your next real estate investment.

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Join us at OC Home Fair – Homeownership Day Event!

Posted on December 15, 2017. Filed under: First Time Buyer help, Home Seller Tips, Homeownership, Los Angeles Real Estate, Orange County Real Estate | Tags: , , , , , |

You’re invited to our 6th annual homeownership day! If you have been thinking about making some real estate decisions but have been holding back because you weren’t sure exactly what you wanted to do or how you wanted to do it, join us and learn about real estate from professionals! Our event will be held January 27th from 10 AM – Noon at Chapman University  (1 University Drive in Orange) and we really hope to see you there!

Our Homeownership Event is FREE and offers 8 classes to choose from during 2 different 50 minute sessions. We are offering some great classes this year that you are not going to want to miss out on! We have something for everyone, regardless of if you own or not. If you’re a veteran thinking about buying a home – we’ve got class for that! If you’re a female and wanting to learn how to grow your real estate profile to be super successful – we’ve got a class for that! Along with safely buying international real estate, finding funds to buy your home…. and…. the one we will be teaching with our YPN friend Eric Wu – Investing to be an Automatic Millionaire. We’d love it if you signed up for our class during your first session and learn about investing in properties to help build your future wealth! If you want to sign up or just check out what all will be offered head over to OC Home Fair website!

Here’s some pictures of our event classes last year, we are hoping to put on an even bigger and better event this year!

We were lucky enough to work with some amazing event partners this year! Chapman University Argyos School of Business is always so generous to offer their classrooms, which allow you to learn in a pitch-free and no pressure environment. Some of our sponsors and nonprofits that are attending with you are NeighborWorks Orange County, Affordable Housing Clearinghouse, VAREP, Orange County Young Professionals Network, and NAWRB!

Don’t forget to fill out the form below to reserve your seat in our #OCHomeFair class:

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