Accessory Dwelling Units

Women finding freedom through the sharing economy of AirBnB

Posted on May 31, 2021. Filed under: Accessory Dwelling Units, AirBnB, FHA loans, First Time Buyer help, Homeownership, Informed Investor Alliance, Making Life Easier, OC Property Management, Orange County Real Estate, Property Mangement, Real Estate Stories, Summer fun | Tags: , , , , , |

Let’s be honest, a lot of females are juggling household schedules, making beds on the daily, and working full time jobs in customer service or hospitality type industries. A lot of these same females are also searching for a way to spend more time with loved ones, and to find a better work-life balance. 

This brings the question: How can we live richer, more fuller lives while making a difference in the world? Keep close connections with our families & still sprinkle what we were meant to do into the ethosphere?

For those who have a passion to roam and to create, enter the opportunity of vacation rental management, AirBnB experiences, and niche property rental platforms.  

If you have a unique property or space, big or small, this is an opportunity for you. People love to rent not only stick & brick type properties, but also RV’s, boats, cars, treehouses, yurts, water towers, and land. 

We now live in a world where you can tow a trailer, link up to solar, put out a cell booster, charge devices, and work / connect from almost anywhere. As the clouds from Covid continue to lift, people are ready to explore this new world. Are you ready to connect with them? 

I recently had the opportunity to interview some of these women who have opened their spaces in the home-sharing economy. Each has a unique story to tell, weaved in with their life passions and experiences. 

Take for example entrepreneur Heather Carter, running Eureka Springs Coffee House with 2 AirBnB units above. Guests enjoy the main strip of historical Eureka, Arkansas; and also have discount offerings at the coffee shop below. Travelers include vacationers and business professionals alike. In a recent video interview with Heather, she said “We used to live above the coffee house ourselves, but we soon discovered we had a unique opportunity for rentals here”. Indeed she did!

Heather advised she prefers the niche with commercially zoned properties, so she can avoid any roadblocks with residential vacation rental limitations. If you aren’t sure about STR rules in your community or city, be sure to research accordingly to avoid pitfalls.

Another go-getter making the most of her skills is April Snow-Kass, a Realtor in LA specializing in harmonious homes for musicians. April recently branched out to nearby Joshua Tree as a vacation rental host. Now, not only can April sell property in a new area, she can speak to personal experience on the equity gains and the rental income her ‘Retro Ranch‘ in the JT desert is recently experiencing. 

Let’s not forget supermom and High School Counselor Carolynn Cribley. Her and financé Matthew Herman in Grandville, Michigan, are putting an extra room in their home, coined ‘The Barnhouse,’ to STR use. They stated in a recent interview that it’s brought such great results, they not only bought another property, but looped parents in on the opportunity. They inspired and guided Matthew’s parents to a short term rental purchase as well. Not only has Carolynn & Matthew created additional monthly cash flow (partly used to build a fun new pool!), they’ve hopped the family on the path to generational wealth.

According to the NAWRB’s website and WHER report:

“…research found women seek homeownership for these primary reasons:

As a “Sanctuary”
A sanctuary is defined as a place of refuge, an oasis or a retreat. Women value creating a unique space from which to retreat from the outside world—one in which they control the climate, the decor, the layout. One’s home is a psychology of space…”

https://www.nawrb.com/one-tough-mother-how-single-mothers-are-defining-the-homebuying-process/#more-18821

Vacation rentals are a method to live this ‘sanctuary’ lifestyle, and create income. Win-win.

Another example is Corporate Executive ‘girlboss’ Vanessa Montanez, who explained to Homeownership Day attendees in January easy steps to enter into investing. Vanessa discovered the benefits of renting her Temecula wine country home on AirBnB recently, and as a lender herself, was kind enough to share strategies with other would-be investors at Homeownership Day. 

Admittedly, all of these hosts know STR life is not as ‘passive’ as long term rentals; but it can be more profitable, plus it allows the ability to vacation in your own property, afford *more* units, & / or meet new friends. Yes, you may still be making beds, running multiple schedules, and rocking your 9-5. But it’s a way to squeeze the most out of almost any property. 

Best of all, homeownership is open to many, regardless of education level or background. With low interest rate loans and programs like FHA allowing as little as 3.5% down, many females are opting into a property purchase. Additionally, SBA loans for Women Owned Businesses have opened even more doors to run a viable business from home. There are many options to sell creations of any kind from home, be it via online avenues or to guests traveling through your space.

Speaking of online avenues, the fast-track growth of property rental apps makes the marketing side become much easier. You don’t have to do your own Search Engine Optimization anymore – these apps are paying to get the word out on your behalf. Platforms to easily start your sharing economy hosting on are AirBnB, VRBO, Hipcamps, Harvest Hosts, Furnished Finder, Outdoorsy, Turo, and more. 

For additional information or a guide into the vacation rental lifestyle, reach out to NAWRB Delegate Spokeswoman Angie Weeks, or watch her video interviews at http://www.YouTube.com/HomebuyingRegistry/ 

This article was written for Women in the Housing and Real Estate Ecosystem; NAWRB. If you would like an article for your publication simply comment below or reach out to Angie at 949-338-7408.

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Building affordable housing on church properties and faith based campuses

Posted on March 13, 2021. Filed under: Accessory Dwelling Units, ADUs, Building, Construction, Making Life Easier, OC Charities, Real Estate Stories, Senior Communities | Tags: , , , , |

Today we’re bringing you notes on a feel good panel we recently attended offering unique properties for affordable housing – churches! There were over 100 attendees on the zoom webinar from various faiths, geographic areas, and careers. It was neat to see the path of convergence among so many diverse and brilliant minds. Thank you to our friends over at YIMBY for putting this together ❤

Our Affordable Housing Panelists were:

Jill Shook, Making Housing Happen
Jill assists churches in exploring housing in site. She’s also an author.

Sarah Walker and Alexa Washburn, National Community Renaissance
National Community Renaissance is a non-profit affordable housing developer.

Honorable Rusty Bailey, former mayor of Riverside
Mr Bailey is now the director of Path of Life, a nonprofit with programs for housing, outreach, employment and more. 

Bishop John Taylor 3rd, Episcopal Diocese of Los Angeles
A faith based community of 147 congregations, 40 schools, and 18 major institutions.

Elizabeth Hansburg, YIMBY
Thank you to Elizabeth & YIMBY for bringing this panel together. YIMBY advocates for affordable housing in California.

———

Bishop John Taylor 3rd led with some thoughts of ‘why’ from the perspective of the church. He said “We follow a savior who cares for the least among us. Helping with housing is literally showing love to our neighbor.” Furthermore, from a Christian standpoint, he mentioned one should note plenty of examples in the Bible where Jesus or the disciples expressed gratitude to someone who put them up for the night, or served them a meal.

One of the core values of most churches is to care about their congregation and the community, basically to be a salt and a light to everyone, regardless of their belief system. Obviously some churches have really missed the mark on this, which has caused attendance decline, and possibly some unused space(s) on the property. Churches who have stayed in touch with the daily needs of congregations know that there can be many temporary housing needs to fill. This can include members who are experiencing job loss, abuse, or catastrophe in their lives. 

One way churches can help serve these needs is by offering affordable housing. It helps further a shared mission, helps the community, creates a legacy, and builds bonds for that organization to become a trusted staple in the neighborhood. Heck, if you’re a church in LA…just sharing your parking is a huge blessing :). But to promote Fair and affordable housing – now that’s a big stride toward The Great Commandment.

Here’s a helpful video YIMBY made for the city of Carlsbad, CA that explains why all cities need to plan for affordable housing. One can easily see how churches and city governments can build a bridge to Affordable Housing together by repurposing unused or under utilized space:

Nice concept repurposing church land. But what does it REALLY look like, and what’s the timeline?!

Southern California has a great example in Riverside with Mayor Rusty Bailey – and his ‘Love Your Neighbor Initiative’. Here’s a timeline screenshot that Mr. Bailey discussed for the City of Riverside, CA.

Interested? According to the experts, just 1/2 acre can work. Close to transit is helpful, but not required. Would you like an example to take to your town? We love those, and the city of Riverside in the spirit of ‘teaching a man to fish’ has shared a template for faith-based affordable housing with all of us. Check it out!

National Community Renaissance’s Sarah Walker has been working on an affordable senior housing project called Orchard View Gardens in Buena Park. Sarah also mentioned a development in Santa Ana, and has been bringing various affordable housing projects to fruition in OC. Here’s a site plan Sarah shared of Orchard View Gardens. As you can see the space offers multiple uses for both seniors and the community:

Getting your church started with affordable housing

It is possible to add income to various faith based properties and help with needs in your city – you can get started by contacting any of the experts on the panel, and your city planner. They need you to get the ball rolling. 

We get it…you’re thinking this all sounds really cool… but how can someone reading this blog post who isn’t involved in building, zoning, or church leadership help?? Glad you asked!

5 Ways YOU can promote affordable housing in your community:  

  1. Join YIMBY www.peopleforhousing.org & donate.
  2. Advocate for the city you live in to put in plans to change zoning. 
  3. Particularly, encourage cities to do an ‘overlay zone’ for church properties to allow anyone who wants to develop this overlay zoning ability. This includes adaptive reuse.  
  4. Order & read Jill’s book: Making Housing Happen, 2nd Edition: Faith-Based Affordable Housing Models
  5. SHARE this post with a decision maker at a church, or on your social media. Let’s spread more good word.

Want more info? You can watch the full replay here: https://youtu.be/GntTXqYXcfQ?t=22

Have other ideas for affordable housing or how churches can help incorporate extra land to serve the community? Comment below!

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New Property Trends: Modular Net Zero Homes

Posted on May 12, 2020. Filed under: Accessory Dwelling Units, ADUs, AirBnB, Building, Construction, First Time Buyer help, Homeownership, Informed Investor Alliance, International Properties, Smart Homes, Vow2Save Orange County Real Estate Registry | Tags: , , , , , , |

Hi friends! Have you been looking for a cheaper, better, faster way to build a home? Read on for some new trends in modular housing that might suit exactly what you’re looking for!

What is a modular home?

tesla-model-22-_-9

S2A Modular Model #GreenLuxHome 22

Modular is NOT manufactured. They are not your rectangle box mobile homes that might come to mind. They are created 90% in the factory, and about 10% on site, and they look and feel like any normal home. Modular homes aren’t different than a traditional stick built home, other than they are built indoors in a controlled factory environment, instead of outdoors.

Brian Kuzdas, CEO of S2A Modular, presented an interesting webinar today and told us about ways that modular homes are more sustainable for the Earth, take less time to create, have a 35% potential ROI for investors.

A couple of the main benefits of modular homes are they save you from shady contractors, and there is no compromise when it comes to design.

Other advantages of modular homes:

  • Time (traditional home build time: 1 year; modular home build time: 3 months)
  • Price (15-20% cheaper to build in factory)
  • Strength (modular homes have to survive a literal transport, traditional homes don’t)
  • Neighbors (much less stress on the neighborhood)
  • Contractors (get to work inside instead of out in the elements)
  • State inspections (less time waiting for inspectors)

One of the downsides to modular is financing. There aren’t a ton of lenders familiar with modular housing loans, but US Bank is one of them. Just reach out if you’d like a contact!

Want to build a modular home of your own?

tesla-model-13-_-10.29

S2A Modular Model #GreenLuxHome 13

Modular homes can be built ‘tiny’ as ADU’s, and size all the way up to 10,000+ sq ft mansions. There are 7 steps if you’re interested in building a custom modular home from start to finish:

  1. Feasibility study (cost $3500, and helps you determine how big you can build)
  2. Design (a modular architect is recommended, it will be less expensive in most cases)
  3. Construction agreement (firming up your choices)
  4. Engineering
  5. Permitting
  6. Site construction / setting modules
  7. Onsite completion (this is the last 10% of building that assembles the pieces & happens on site. These last materials also dictate the style and make your home exactly as you want it)

Check out https://www.s2amodular.com/ for various design styles & ideas to build a modular home of your own. Endless customization – so neat!!

Sustainability & Modular Homes

The modular homes that S2A builds are ‘Net Zero’ & ‘Net Positive’ when it comes to net metering. They also use high performing, affordable, solar panels and solar roof tiles with Graphene technology. You won’t have any utility bills.

Smart windows, doors, heating, cooling, insulation, & lighting are all used in these custom modular homes. Furthermore, organic building materials are used, and they are all resistant to termite, dry-rot, and mildew free….which saves money down the road. Li-Fi technology is used instead of Wi-Fi, and there is a singular app that controls these homes, which makes the systems un-hackable.

If you’re interested in planning your modular home build, just reach to Angie via text at 949-338-7408, or fill out the form below. We’ll help you plan for your perfect pad, & get you all connected to the right contacts to create your custom home 🙂

 

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Sustainable & Strong Housing – Meet Sol-Nest

Posted on October 12, 2019. Filed under: Accessory Dwelling Units, ADUs, AirBnB, Building, Construction, First Time Buyer help, Homeownership, Informed Investor Alliance, International Properties, Making Life Easier | Tags: , , , |

Sol-Nest: Building for Humanity

Sol-Nest is “building for the right reasons” and changing the building industry while they do it! Sol-Nest strives to ensure families have a sustainable and affordable roof over their head. Sol-Nest provides people with shelter regardless of where they’re located. It is their mission to reverse the housing attrition trend by “creating resilience and lowering the threshold of affordability.”

Sol-Nest recognizes that fires, floods, hurricanes, earthquakes and tornadoes destroy thousands of homes every year. Your home is an investment, to some it is your greatest asset – the last thing you want to worry about is a natural disaster destroying your home. But how can you minimize the risk of natural disasters destroying your home without packing up and moving?

The Disaster Proof Housing Solution? Sol-Nest

Sol-Nest understands the economic effects that these events cause, thats why Sol-Nest developed a patent pending proprietary building technology that is less expensive than your typical building methods. The new building technology can be used in distressed areas to provide affordable housing, built to last longer than traditional homes. Sol-Nest, LLC homes are built to survive earthquakes, fire, floods and 250 MPH winds.

Hybrid I- Post and Panel System

The patent pending process under Sol-Nest, LLC is called HIPPS™. HIPPS stands for Hybrid I- Post and Panel System.

What Makes Sol-Nest, LLC/HIPPs homes sustainable and strong:

  • The use of indigenous materials 
  • The use of Basalt Filament Rebar
  • Stands up to an ever changing climate
  • The method of laying concrete 
  • Quick assembly: little as eight weeks
  • Designed to be implemented in large-scale housing projects
  • Lower cost of building
  • Ability to utilize solar power to build homes “off the grid”

Screen Shot 2019-10-11 at 10.09.07 PM

If you’re thinking of building anywhere in the world, make sure you build strong. For more information, visit: https://sol-nest.com/

Interested in investing in this sustainable building technology? There’s opportunities in Puerto Rico and other gorgeous areas across the world.

Contact Garry Spain.

Phone Number: 310-625-6622

Email: intercorpresources@yahoo.com

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What the hoo is an ADU?? Maximizing your Southern California Real Estate

Posted on April 16, 2019. Filed under: Accessory Dwelling Units, ADUs, AirBnB, FHA loans, First Time Buyer help, Home Improvement Ideas, Homeownership, Informed Investor Alliance, Lenders & Loan info, Los Angeles property, Los Angeles Real Estate, Orange County Home Improvement, Orange County Real Estate | Tags: , , , , |

Have you heard of an ADU?

Accessory Dwelling Units are additional legal units on your property, and they can help you earn BIG bucks. If you’d like to run a duplex or generate additional income without buying an entire new property, then adding an ADU to your lot is a GREAT option. ADU’s can cost anywhere from 20K-200K, which is waaaay cheaper than a ‘unit’ in today’s Southern California real estate market. That said, not everyone has an additional 20-200K laying around to seize this opportunity, so let’s learn how you can use other people’s money to make some of your own!

Renovation loans are NOT construction loans, so if you have never heard of one… read on. There are multiple options for reno loans, so it’s about finding your best fit. Today we were at Eric C Miller’s Finance of America’s presentation and got some details & highlights for you. Finance of America highlighted how this process benefits you!

Screen Shot 2019-04-21 at 10.33.00 PM

Orange County Renovation loan process in a nutshell:

Pre-qualification –> Offer Accepted –> Disclose –> Underwriting conditional commitment –> Assign Project manager –> Collect credit conditions –> Project Scope & bids –> Appraisal –> Clear to Close –> Sign Docs –> Close –> Begin Renovations

Fannie Mae Homestyle Renovation Loan

  • Utilizes a construction project inspector sourced by lender
  • No minimum in repairs
  • Inspection prior to draw disbursements, up to 5 draws
  • All repairs and improvements must be attached to property, and supported by appraisal
  • Borrowers have 6 months to complete improvements
  • Repairs must begin within 30 days. (it’s ok if permits are the delay…you can pull permits on a property you don’t yet own)

They can be FHA or conventional, and they are a fully amortized single close transaction. 98% of the time they appraise on resales, so don’t worry if you’re buying resale.

FHA 203K – limited

  • nothing structural,
  • limit of 35K,
  • repairs must be completed in 4 months
  • limit of only two payments to each contractor

Screen Shot 2019-04-21 at 10.27.40 PM

FHA 203K – standard

  • can tear down the entire property but MUST use the entire foundation
  • utilizes a HUD consultant.
  • 6 months to complete improvements
  • can loan up to FHA limit for the county, high balance eligible
  • owner occupants only
  • Contract lingo: “The borrower has applied for Section 203k financing, and that the contract is contingent upon mortgage approval and the borrowers acceptance of additional required improvements”…this must be in there, but is not necessary in the purchase agreement.

Things to know & next steps:

  • Choosing the right contractor and renovation team is critical! Always get multiple quotes. If you’re looking for a forward thinking Orange County ADU company, check out RC Smith Design & Build.
  • 30 day escrows won’t fly, renovation loans take 45-60 days.
  • Reno loans are TOUGH. You’ve got to coordinate bids, contractors, and make deadlines. If you’re looking for an ‘easy button’ into homeownership, this may not be it 😉 BUT then again…you could try buying one of these Amazon ADU’s and avoid MOST of the contractor back and forth 🙂
  • ADU regulations are different and ever-changing. Here’s an OC ADU resource to get started. Always check with the city to find out your guidelines before beginning work or submitting offers!

Did you know most people spend 15K on their home the first year they buy it, and they statistically put it on credit cards? Ouch. Don’t be that guy, there’s a better way! Call or text Angie to start exploring your best ADU options at 949-338-7408 or email Angie@AskAngie.com

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Crypto, ADU’s, & Homeownership Day 2019 – Register Here!

Posted on November 3, 2018. Filed under: Accessory Dwelling Units, ADUs, First Time Buyer help, Homeownership, International Properties, Lenders & Loan info, OC Home Fair, OC Property Management, OC Property Profiles, Orange County Real Estate | Tags: , , , , |

Want to learn more about Real Estate?

ochomefairOur annual Homeownership Day & OC Home Fair is right around the corner! We are hosting at Chapman University for the 7th year in a row on January 19th, 2019 from 10 AM – 1 PM!

Orange County Young Professionals Network, Chapman University, Orange County Realtors, and local nonprofits are putting this event together for YOU. Homeownership Day is completely FREE and taught by seasoned professionals who are passionate about helping others to change their lives through homeownership and work towards building their future.

Biggity BONUS:::::::Each attendee will be entered to win $1000:::::::courtesy of Orange County Realtors.

Homeownership Day is ‘choose your own adventure style’, where you attend only the sessions you’re interested in. This year offers twelve classes over three sessions – pick from four during each time slot! When you register online at OCHomeFair.com you are able to choose which class you want to be in during each time slot. Some of the highlighted classes this year include:

  • Buying Your First Home
  • Taking Advantage of ADU’s and Granny Flats
  • Preparing for a Market Turn – How to Protect Your Family
  • Investing to be an Automatic Millionaire
  • Buying with Cryptocurrency – What you Need to Know
  • Reverse Mortgages
  • ++++ so many other great learning opportunities that will help you get ahead.  

Learn Property Down Payment Hacks from the Best

OC Home Fair headerParticipating Nonprofits include NeighborWorksOC and Affordable Clearinghouse – offering a panel on grants, down-payment programs, and more called ‘Finding Funds to Buy Your Home’. If you are currently renting, these nonprofits are here to help YOU! Veterans Association of Real Estate Professionals (VAREP) will also be hosting a class for veterans to take advantage of their housing benefits. Furthermore, Women in the Housing & Real Estate Ecosystem (NAWRB), will be featuring chairwoman Desiree Patno as a speaker.

Buying A Home with Bitcoin?

Featured in Forbes, Entrepreneur, & Inc Magazine, cryptocurrency transaction expert Piper Moretti will teach ‘Buying with Cryptocurrency – What You Need to Know’. As crypto becomes the mainstream, it’s important to know what to expect and how to protect yourself from cyber-fraud. 

Travel much? As the world continues to shrink, Spencer Hoo is a Certified International Property Specialist (CIPS) active in Orange County Young Professionals Network (OCYPN) and Asian Real Estate Association of America (AREAA). This year Spencer is teaching our “Safely Buying and Selling International Real Estate” session.

Tired of Renting?

Orange County Realtors 2019 President Matt Clements will educate on Hassle Free Homebuying, and past Orange County Young Professionals Network chair Angie Weeks (yours truly!) will teach on David Bach’s book concepts to become “The Automatic Millionaire Homeowner”. This information is absolutely essential to anyone who wants to grow their real estate empire safely.

OC Home Fair is for Everybody. Homeownership Matters.

Investing to an Automatic Millionare!Whether you’re trying to buy your first home, or someone who owns multiple homes but is trying to grow your portfolio or buy internationally, our classes have real life applications to help everyone learn how to establish and grow a residual income stream. There is absolutely no pitching, anything to buy, or programs to subscribe to– just solid information presented by experienced industry leaders.

To join the next generation of real estate, and to educate yourself on all there is to know about safely building wealth with property, and for a complete colloquium list, please register online at OCHomeFair.com or simply fill out the form below:

We’ll see you at Chapman University on January 19th!

In the meantime, Let’s be InstaFriends! Follow us at @AskAngieTeam@OCHomeFair

You can stay in touch with all of your connections you’ll inevitably make at Homeownership Day at these by following these tags on IG & Twitter.

#OCHomeFair #HomeownershipDay

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ADUs making you profit in OC

Posted on September 22, 2018. Filed under: Accessory Dwelling Units, ADUs, Home Improvement Ideas, Homeownership, Making Life Easier, Orange County Home Improvement, Orange County Real Estate, Real Estate Stories | Tags: , , , |

Accessory Dwelling Units (ADUs)

Anyone else notice how California keeps getting more crowded and more expensive? It is just too beautiful to leave so ADUs are great ways for adding much needed space here. They can be known as in-law suites, secondary units, guest house and more. These are more affordable for California residents because they don’t require purchasing more land or structured parking. Adding a living space above your garage, a basement apartment, or a tiny home in the backyard are great ways to add extra living space to your home. They also have the opportunity for homeowners to make a profit by adding space. Legally adding these spaces onto your home makes it the same property as the main house. They can not be bought or sold separately. The placement of the ADU may be based on criteria such as adequacy of water and sewer services and the impact of traffic flow and public safety. Some of the restrictions that may come up are parking, height, setback, lot coverage, landscape, and maximum size of that unit. Also if any of the homes are listed in the California Register of Historic Places that can change what you are allowed to do when it comes to adding and ADU.

adu

How to make a profit with your ADU

Did you know the average rent in Orange County is currently $2,500 a month? What would having that amount of money extra in your pocket do for your budget? New law changes as of January 1st, 2018 allowed for home owners to turn their single family residence into a duplex or multi family home in order to rent out one half to make a profit and provide more housing for California residents. The unit can only be rented, and not sold. This is such a great way for homeowners to make some money. Adding on to your home or remodeling to make a separate living space may sound like a hefty project with time and money, but with the rent prices increasing in OC all the time, we think it would be very worth it.

Real Life Scenarios

We spoke to a San Juan Capistrano retiree who decided to do just this in order to make some extra money while being retired. She bought a pre-fabbed ADU for around $60,000 and is renting it for around $2,500 a month. By doing this it will be paid off in around 3 years so she will be pocketing all of that rent money every month. What a perfect way for a retired person to make some extra vacation money or start saving for grandkids to go to college!
accessory-dwelling-unit-garage

If you want more information on how you can add an ADU to your property and what you could rent it for, fill out the form below.

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    Orange County, CA Real Estate for hip first-time buyers and investors. Plus, fun things to know and do in OC.

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