Crypto, ADU’s, & Homeownership Day 2019 – Register Here!

Posted on November 3, 2018. Filed under: Accessory Dwelling Units, ADUs, First Time Buyer help, Homeownership, International Properties, Lenders & Loan info, OC Home Fair, OC Property Management, OC Property Profiles, Orange County Real Estate | Tags: , , , , |

Want to learn more about Real Estate?

ochomefairOur annual Homeownership Day & OC Home Fair is right around the corner! We are hosting at Chapman University for the 7th year in a row on January 19th, 2019 from 10 AM – 1 PM!

Orange County Young Professionals Network, Chapman University, Orange County Realtors, and local nonprofits are putting this event together for YOU. Homeownership Day is completely FREE and taught by seasoned professionals who are passionate about helping others to change their lives through homeownership and work towards building their future.

Biggity BONUS:::::::Each attendee will be entered to win $1000:::::::courtesy of Orange County Realtors.

Homeownership Day is ‘choose your own adventure style’, where you attend only the sessions you’re interested in. This year offers twelve classes over three sessions – pick from four during each time slot! When you register online at OCHomeFair.com you are able to choose which class you want to be in during each time slot. Some of the highlighted classes this year include:

  • Buying Your First Home
  • Taking Advantage of ADU’s and Granny Flats
  • Preparing for a Market Turn – How to Protect Your Family
  • Investing to be an Automatic Millionaire
  • Buying with Cryptocurrency – What you Need to Know
  • Reverse Mortgages
  • ++++ so many other great learning opportunities that will help you get ahead.  

Learn Property Down Payment Hacks from the Best

OC Home Fair headerParticipating Nonprofits include Women in the Housing & Real Estate Ecosystem (NAWRB), featuring chairwoman Desiree Patno as a speaker. Veterans Association of Real Estate Professionals (VAREP) will also be hosting a class for veterans to take advantage of their housing benefits. NeighborWorksOC and Affordable Clearinghouse will be offering a panel on grants, down-payment programs, and more called ‘Finding Funds to Buy Your Home’. If you are currently renting, these nonprofits are here to help YOU.

Buying A Home with Bitcoin?

Featured in Forbes, Entrepreneur, & Inc Magazine, cryptocurrency transaction expert Piper Moretti will teach ‘Buying with Cryptocurrency – What You Need to Know’. As crypto becomes the mainstream, it’s important to know what to expect and how to protect yourself from cyber-fraud. 

Travel much? As the world continues to shrink, Spencer Hoo is a Certified International Property Specialist (CIPS) active in Orange County Young Professionals Network (OCYPN) and Asian Real Estate Association of America (AREAA). This year Spencer is teaching our “Safely Buying and Selling International Real Estate” session.

Tired of Renting?

Orange County Realtors 2019 President Matt Clements will educate on Hassle Free Homebuying, and past Orange County Young Professionals Network chair Angie Weeks (yours truly!) will teach on David Bach’s book concepts to become “The Automatic Millionaire Homeowner”. This information is absolutely essential to anyone who wants to grow their real estate empire safely.

OC Home Fair is for Everybody. Homeownership Matters.

Investing to an Automatic Millionare!Whether you’re trying to buy your first home, or someone who owns multiple homes but is trying to grow your portfolio or buy internationally, our classes have real life applications to help everyone learn how to establish and grow a residual income stream. There is absolutely no pitching, anything to buy, or programs to subscribe to– just solid information presented by experienced industry leaders.

To join the next generation of real estate, and to educate yourself on all there is to know about safely building wealth with property, and for a complete colloquium list, please register online at OCHomeFair.com or simply fill out the form below:

 

We’ll see you at Chapman University on January 19th!

In the meantime, Let’s be InstaFriends! Follow us at @AskAngieTeam@OCHomeFair

You can stay in touch with all of your connections you’ll inevitably make at Homeownership Day at these by following these tags on IG & Twitter.

#OCHomeFair #HomeownershipDay

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Owning vs Renting in OC

Posted on September 15, 2018. Filed under: First Time Buyer help, Homeownership, Making Life Easier, Orange County Real Estate, Renting | Tags: , , , , , |

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Are you struggling with the increase in rent here in OC?

Most people are having a hard time staying in one place with the increase in rent for current residents every year. The Orange County Register posted that Orange County rent is up $73 a month or 3.8 percent year over year in May of 2018. There is no rent control to help current residents stay closer to their going rate after living there year after year. We have been renters before and understand the struggle of paying so much every month for something that isn’t actually yours. In reality you could be paying around the same amount every month to own a home. Believe us, it feels a lot better to make that payment every month knowing that you own your home. It doesn’t look like the price of rent is going to decrease anytime here in Orange County so now is the time to get yourself your own home.

Benefits of Homeownership

There are so many more benefits to homeownership other than just having something of your own. Most people don’t realize how affordable owning a home really is, down payment options are as low as 3.5% currently. We often think about how expensive it is to own our home, but do we ever consider how expensive it is not too? Throwing all that money away on rent every month adds up to such a high price on something you don’t even get to keep. While owning a home you are building equity which helps you have a better plan for your future. You also save on your taxes if you’re a homeowner so really, owning a home makes you some money every year in equity and tax savings. You are no longer tied to a landlord who can raise your rent or change things on you at the end of any lease and your family has a stable home to live and grow in. However, we think the best part of homeownership is the pride you feel knowing you worked hard for something that is all your own.

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Rent vs Own Analysis

To help you more visualize why owning is more beneficial than renting we created a rent vs owning analysis based on a rent of $2500 a month or buying our current home on the market 16555 Sell Circle . Let’s say you had a down payment of around $10,000 and got a loan for $515,000 for the rest of the payment, with a 4.875 interest rate. You pay HOA fees of $360 a month, but you also get a tax benefit from owning a home. This is the amount you’d be SAVING to own instead of renting! Many people think they can’t afford their own home, but they definitely can! We would love to help you put together one of these for your own situation to help you see the difference in your life if you were to buy a home!

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If you are interested in seeing your rent vs own analysis or if you’re ready to find your home contact Angie at 949-338-7408!

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Tis’ the Season – it’s now an even Market in Orange County

Posted on September 1, 2018. Filed under: Balanced Market, Home Seller Tips, Homeownership, Normal Market, Orange County Real Estate | Tags: , , , |

Finally a NORMAL market in OC

If you are have been considering buying, but were reluctant due to the market – the times have changed! For the first time in 7+ years, our market in Orange County is even. This makes it a great time to consider buying, especially because we never know how long it will last. For quite a while it has been a sellers market due to low inventory of houses. This left buyers frustrated due to not being able to find the home they had been dreaming of. Many people were putting multiple offers in on whatever homes were available even if it wasn’t their dream place, just to be turned down because of all the competition in the market. This Spring it quickly started to become a more balanced market where both sellers and buyers had the opportunity to be successful. The active inventory has more than double this year, which is the fastest the market has changed since 2008. This does not necessarily mean it is favoring buyers more than sellers now, but is much more favorable towards buyers than it had previously been which is a huge plus for Orange County and clients who have been wanting to buy for awhile.

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Until this Spring, houses were flying off the market at higher than normal prices due to demand, now this is what is sitting on the market due to the change in demand.

Luxury homes are still in demand

Even though it is a much more balanced market at the moment, luxury homes are still being sought out for and there isn’t enough inventory for those luxury buyers. Anything over $1.25 million is needed in the market. Every year luxury demand goes down a little more. So all our luxury owners who are reading this – its your time to make the most money for your home, and possibly upgrade to something even more luxurious 😉
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Importance of listening to your Realtor

You all know that we are always advising to find a good real estate agent and sticking with them and their advice, this has not changed. We think it is so important for both buyers and sellers to be properly represented in order to give them the most smooth home purchasing or selling experience. In a balanced market it is almost more important to really listen to your Realtor. We have become so accustomed to the market we have been stuck in that people have a hard to adjusting back to a normal market. In a more balanced market there is no room for error, which is when a Realtor really comes in handy. In a sellers market it is easier to stretch the price because buyers are desperate, but in an even market overpricing leads to failure. It is important to have a Realtor help you decide on upgrades and pricing. Careful and well thought pricing is crucial for the remainder of the year now that it is no longer a sellers market.

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If you would like to subscribe to regular market reports, email us at successinweeks@gmail.com. If you are interested in selling or buying a home in the new balanced market, contact Angie at 949-338-7408 so she can help you with all your real estate needs.

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Homeownership and Divorce: What To Do About Your House

Posted on July 27, 2018. Filed under: Divorce, Home Seller Tips, Homeownership, Homeownership during divorce, Orange County Real Estate, RCSD Designation | Tags: , , , , , |

The evil D word, nobody wants it, but it happens to 50% or more of us. Orange County sky rockets the national divorce average from 50% to 72%. Did you know that divorces spike in August and January? As summer winds down, we thought it would be a good idea to give you some pointers on this super touchy subject.

Listing your home during a divorce

MANY of our listings are divorce sales, and we strive to provide solutions to better protect our clients. It’s a HARD time, and we want to make it as easy as we can when it comes to the most important asset. For this reason, I just earned my RCS-D designation with Professor Kelly Murray, who has degrees from Stanford & Harvard Law. Watch this video to find out some important tips to a successful resolution of the house during a dissolution:

 

RCS-D-No-Background-AltReal Estate Collaborative Specialist – Divorce

Did you know that less than 50 Realtors in Orange County, CA have this prestigious designation? Did you know the standard in divorce when it comes to real estate is an appraisal and a mortgage statement?? That’s IT.

  • NO inspection reports
  • NO previous title search for liens or secret mortgages
  • NO insurance search to confirm the property can be refinanced
  • NO preapproval to make sure the home can *actually* be refinanced by one party or the other on their own

Property division is permanent, and not all divorce attorneys are stellar when it comes to real estate handlings. Things you sign in mediation are binding, and sometimes you feel rushed into these decisions. CONTACT US for a no obligation conversation on how you can protect yourself before you ever walk into court or mediation.

Hard Scenarios You MUST Consider During Divorce

Scenario 1: “Oh, just let them keep the house.”

Are you sure about that? One late payment can be 100 credit points! Do you care about your credit score? Ask yourself: Can you or your ex ACTUALLY qualify for the refinance?

  • For example: Can you use your alimony or support payments, and if so, how soon? Many banks have a 6/36 rule. They want to see 6 months consistent income, and receive evidence that 36 months of income will continue before they will lend.

Depositphotos_10853301_s-2015Scenario 2: “It’s ok, I’ll just go buy another house.”

ASK: If you allow your ex to keep the house, will YOU still qualify for with your name on the old mortgage? Can you start your next chapter?

  • For example: In the eyes of a lender, both parties don’t have 50/50 responsibility on a loan……you each have to pay 100% if the other defaults. Does this ruin your chances of qualifying for a second home in your name? Make it a point to find out before you make a promise you can’t keep.

Scenario 3: “I lost my job / health & I can’t pay.”

Consider what might happen in a worst case scenario. Would you be able to carry two homes to save your credit? Or possibly be willing to sell in a down market?

  • UNFORTUNATE FACT: Only 25-30% of individuals regain homeownership 7-10 years after foreclosure. Don’t let your divorce put you into this pool.

If you need help deciding what to do with your house during a divorce talk to the proper Divorce Professionals who can give you the protection, tools, and timeline to make your future a success. We have an entire team waiting to assist you, from moving out all clutter for free to pulling the necessary paperwork to know what you truly owe and own on your properties.

Please reach out to Angie via phone or text anytime at 949-338-7408. Always confidential, always caring, always at your service.

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Summer Living at Lake Mission Viejo

Posted on July 20, 2018. Filed under: Homeownership, Lake Mission Viejo, Making Life Easier, Summer fun | Tags: , , , , |

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We just activated our lake pass for the summer at Lake Mission Viejo! We wanted to share our excitement about this beautiful spot and encourage locals to activate yours and join us this summer. Any homes that were built in 1978 or after within the boundaries of Lake Mission Viejo automatically come with membership! You can also contact the membership association and see if your home can be added to the association.

Bring guests to enjoy the lake with you!

It’s only $3 a day for each guest that you want to bring along with you to enjoy the fun in the sun! If you’re bringing kiddos under the age of 8 to play at the lake then they are free of charge, but they count towards the total number of guests you can bring for that day. Each family can bring up to 15 guests every day besides for summer weekends when 10 guests are allowed per family. You can also let your guest come along for fishing trips for just $12 a day. On Concert Days there is a $15 fee per guest, with guests limited to 4 per member household at the North Beach. Regular guest policies apply to the East Beach. Members submit a LMVA guest list and can either pre-pay or pay during check in. Guests have to check in with their member and the member has to accompany them all day, but why wouldn’t you want to spend the day with your friends at the lake?
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Events you won’t want to miss

Two concerts a month for the rest of the summer are put on by LMVA! LeAnn Rimes us performed on the 7th and Gladys Knight is coming up soon, you can checkout the rest of the summer schedule here. Concerts, family fun days, movie nights and special events go on all year long at the lake! This summers calendar is packed and you’re not going to want to miss out on the fun.

More fun in the sun!

Another thing we want you to know about is the contest the LMVA puts on every year called “Paint The Lake.” If you’ve got some built up artistic talent that you’ve been waiting to unleash now is the time. The winner of this takes him $500! Paint the Lake is judged by any attendees of the last concert of the year. You’re allowed to submit multiple, all you have to do is bring a blank canvas or two to get stamped by Lake Mission Viejo. One of our favorite things to do on the lake is rent a boat to spend the day on! Members can rent all kinds of water fun activities from paddle boards to pontoon boats for really amazing prices. If this doesn’t make you go get your lake membership activated today, I don’t know what will!
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Orange County Electrician to help with your Smart Homes!

Posted on October 13, 2017. Filed under: First Time Buyer help, Informed Investor Alliance, Making Life Easier, Orange County Home Improvement, Orange County Real Estate, Property Mangement, Smart Homes | Tags: , , , , |

Have you been wanting to upgrade your home to fit in with this century’s technology frenzy? We have the perfect guy and team to help you do just that!

Mark Gerhard at Gerhard Electric based out of Laguna Hills is an expert on working with smart homes. He can provide you with an instant ring door bell, almost like caller ID for your front door! They can help you install and integrate your Alexa and nest thermostat. They also offer replacing your canned lighting with LED so you can go green and save some money!

Installing a charging station for your electric vehicle in your garage, updating old wiring for safety purposes, and installing hard wired and wireless safety smoke detectors are just a few more things they can help you with. We think a lot of our clients and friends could benefit from a few of these things in there homes!

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Smart Home Installation Help

They will do it all for you from installing the product you buy or providing the product themselves and helping you to install it. One of our favorite packages is the doorbell camera and one motion sensor for $783!

We know Mark Gerhard and the team at Gerhard Electric through Saddleback @ Work and our OC LeTip Group and are pleased to be able to recommend them to you all! Get ahold of Mark and his crew at (949) 951-0490!

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Resort Living All Year Round in HB

Posted on March 3, 2016. Filed under: First Time Buyer help, OC Property Profiles, Orange County Real Estate | Tags: , , , , , |

Affordable Huntington Beach, CA Condo

IMG_1063Looking for your first place or a beach close investment property?  Look no further – 5096 Tortuga #104 is prefect for a college student, first time buyer, bachelor / bachelorette, snowbird, or even investor since there’s great rental potential! Located just over a mile from the beach, the possibilities of sun & fun are endless.

 

Cabo del Mar Community condos

IMG_1048With a long list of amenities that include a clubhouse, pool, spa, sauna, tennis courts, racquetball courts, gated parking, and a large greenbelt area that over looks the wetlands, Cabo del Mar lets you indulge. Plus being situated near shopping, restaurants, and dog beach offers such a convenient lifestyle. If you like nature, you’re just moments to the Bolsa Chica wetlands and the sand of Huntington’s world famous beaches. It’s easy to see why people flock to Huntington Beach!

Cabo Del Mar has parking galore, with underground subterranean parking spots for residents and street level parking for guests, you’ll always be sure to have close parking to your condo. Unlike most studios, 104 has an extra level of privacy / separation thanks to the plantation style shutters, ceiling added soundproofing, and quiet location in the complex. On cool beach nights sit IMG_1045in front of the cozy gas fireplace to warm up and relax.

5096 Tortuga is a must see, a solid investment priced at just $284,999 this unit won’t last long! To schedule a private viewing call us, The AskAngie Team at 949-338-7408, fill out the form below, or email us at Angie@AskAngie.com.

 

 

 

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Southern California Home Ownership Day 2014 – OC Home Fair

Posted on March 11, 2014. Filed under: First Time Buyer help, Home Seller Tips, Orange County Real Estate | Tags: , , |

2nd Annual OC Home FairNeed help in Real Estate?

Want to buy a home, but don’t know where to start? Or are you trying to sell your home, and everything is going wrong? Have an interest in investing? Then you came to the right place. All your questions can be answered On March 29 2014 at the Southern California Home Ownership Day located at University Drive Orange, CA 92866 !! This event is a do not miss opportunity.

The Southern California Home Ownership Day

California Home Ownership Day is hosting. Some of the seminars include Buying after a Short Sale Foreclosure, Steps to Buy Your First Home, The Escrow Process, What to Expect With Your Home Inspection, and Ways to Reduce Your Electric Bill. Each class is taught by a well educated instructor.

Do you want to be an Automatic Millionaire Homeowner?

The Automatic Millionaire Homeowner seminar is a slow play way to become a millionaire in real estate. I am teaching this class, please click on this link (https://www.surveymonkey.com/s/ochomefairclass01). You can also enter to win a free raffle to win the book The Automatic Millionaire Homeowner by David Bach.

The best part of this event is that it’s FREE!! But you need to hurry and register a seat for the classes you would like to attend. Don’t know how? To learn more about this event visit http://www.OCHomeFair.com or Contact me at (949) 338-7408 or Tweet me @AngieWeeks

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Making the Orange County Move Green Style

Posted on May 29, 2011. Filed under: First Time Buyer help, Making Life Easier, Orange County Real Estate | Tags: , |

Whether you’re moving into or out of an Orange County home, you probably have a ton of stuff to lug along on your journey. And that, of course, means you’ll be needing an assortment of boxes and other packing materials for the thousand and one household belongings you’ve accumulated over the years. Now what if you could get your hands on the required packing materials and be a friend to the environment all at the same time?  You can with Green Packaging. This outstanding service will provide you with everything from boxes made of recycled materials to biodegradable poly bags. Once you have the needed boxes, make sure you reuse the heck out of them. And when the hard-working boxes have served their purpose, give them to somebody else to use over and over and over again. Both the recipients and our planet will appreciate the gesture.

But packing is just a starting point. Here are a few other eco-friendly solutions for folks on the move —

  • Don’t trash unwanted items. De-clutter by connecting with CraigsList or freecycle.com. And be aware that the Habitat for Humanity Restore will gladly accept virtually any of your donated belongings. After all, one person’s trash is another man’s treasure.
  • Request a green termite clearance.
  • If re-doing landscaping, consider using native plants to reduce water use and runoff.

Does anyone else have some eco-friendly suggestions for people on the move? We’d love to hear about them. Just fire off your ideas below. Or tweet @weeksteam with #green.

And be sure to reach out to us if you have any questions. You can connect with our green team at 949.338.7408 or  angie@askangie.com,  @AngieWeeks or @WeeksTeam.

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Brownfields, Greyfields, and Greenfields…How They Impact Your Community

Posted on May 15, 2011. Filed under: First Time Buyer help, Orange County Real Estate | Tags: , |

Chances are you’ve heard the terms brownfields, greyfields, and greenfields. But do you know what the differences are? A basic familiarity with these terms can help you make a tremendous impact on your community. Here’s the quickie course:

  • Brownfield  – This is a former industrial site, particularly the kind filled to the brim with hazardous contaminants. Among the contaminant-oozing culprits are former dry cleaning facilities and gas stations.
  • Greyfield – This is the designation for a large structure such as a shopping mall or commercial facility that has been abandoned. What remains, of course, is a large, empty development used only by assorted rodents, insects, and other creatures that have no place better to go.
  • Greenfield – Undeveloped section of land. Rapidly becoming a rarity.

Is there a brownfield or greyfield upsetting the natural balance of your own Orange County community? Consider joining forces with your neighbors to convert one of these eyesores into a thing of beauty, such as a spectacular new commercial building. A great example is the NAR headquarters in Washington, DC. This impressive structure was built on a former brownfield and has achieved lofty LEED silver status.

Are there any brownfields or greenfields in your Orange County community screaming for your attention? We’d love to hear about it. Just fire off your comments below.

And if you’d like to learn more about contributing to an eco-friendly community, you can connect with our green team at 949.338.7408 or  angie@askangie.com,  @AngieWeeks or @WeeksTeam.

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Chills, Thrills, and Dental Bills: Halloween Happenings in OC

Posted on October 15, 2010. Filed under: First Time Buyer help, Orange County things to do | Tags: |

Hear the eerie moans? The doors creaking? The cauldrons bubbling?  You’re not alone. It’s Halloween time, folks. The season of spooks, witches, and bags overflowing with future dental bills for your kids.  But, hey, it’s not all about the mini Mounds bars. There’s plenty of other spooktacular fun waiting for one and all in the haunted corridors of OC. Here’s a few of Orange County’s Halloween Happenings guaranteed to stir up more than a few chills and thrills.

Anaheim Fall Festival and Halloween Parade – Highlights include a kids’ costume contest, trick- or-treating, and pancake breakfast. Yummm.

Knotts Scary Farm – Enter if you dare.

Halloween Goes Hollywood – A musical tribute to the season at the Performing Arts Center in Costa Mesa

Doheny State Beach Halloween Haunt – Dana Point scares up a bit of beachside fun.

Great Park Pumpkin Harvest – Pumpkin decorating, horse drawn wagons, train rides, and tons of fun-filled Fall activities at Great Park in Irvine.

Blocktober – A giant neighborhood block party at Saddleback Church in Lake Forest.

All this and much, much more await you in the best Halloween hangout this side of Transylvania.  And, of course, if I can provide any further info that will make your Halloween in Orange County a little bit hauntier, I’ll be delighted to help. You can connect with me at 949.338.7408,  angie@askangie.com,  @AngieWeeks or @WeeksTeam.

Happy Halloween!

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Great Ways to Celebrate the 4th of July in Orange County

Posted on June 30, 2010. Filed under: First Time Buyer help, Orange County things to do | Tags: |

Light Up Your 4th of July Orange County Style

Gray, gray, go away. Let’s be hopeful, folks. June is almost through, and with it the gloomy gray skies that have become a yearly tradition. That means the 4th of July is upon us. No doubt, you’ll want to celebrate Independence Day with gusto and style. Fortunately, there are plenty of ways to do that right here in Orange County. Here are some major events to check out:

Plus there’s the beaches, picnics, sports, and of course, major loafing. If you’d like to learn more about great things to do in Orange County for the 4th, by all means get in touch with me. You can reach me at 949.338.7408 or angie@askangie.com. And be sure to follow me @AngieWeeks or @WeeksTeam. Looking forward to hearing from you soon!

Happy Fourth of July!

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Summer Activities in Mission Viejo

Posted on June 15, 2010. Filed under: First Time Buyer help, Orange County things to do | Tags: |

Mission Viejo is the Place for Summer Fun

It’s that time of year folks. Sunshine, barbecues, swimming, and kids released from the captivity of academia for three months.  With the arrival of summer, our attention naturally turns to our favorite summertime activities.

Mission Viejo is a world champion in this department. The city offers residents and visitors alike a million and one things to do during the season of sunshine. Here are some of the biggies:

If you’d like to learn more about the ton of summer fun awaiting you in Mission Viejo, I’m ready to help. You can reach me at 949.338.7408 or angie@askangie.com. And be sure to follow me @AngieWeeks or @WeeksTeam. Looking forward to hearing from you soon!

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Mission Viejo Real Estate Delivers the Dream

Posted on January 28, 2010. Filed under: First Time Buyer help, Orange County Real Estate | Tags: , , |

The Undeniable Allure of Mission Viejo Real Estate

One look at the Mission Viejo Real Estate market, and you’ll understand why things are hopping and happening in that picturesque locale.  This Orange County city seems to have it all.  Whether you’re an OC newbie, or a seasoned long-timer, Mission Viejo is a dream-come-true.

First and foremost, Mission Viejo is an absolutely wonderful place to live. Lush green rolling hills, first-rate schools, sprawling lots, approximately two parks per square mile, championship golf courses, and a reputation for being among the safest cities in the U.S. give this prime destination a clear-cut distinction.

Oh, and the lake — that big, shimmery landmark of recreational bliss. Lake Mission Viejo has something for everybody.  Boating, swimming, fishing, suntanning on a powdery beach, special activities, and much more —  it’s the ultimate way to splash up major fun if you’re a resident. Hey, the rain won’t last forever.

Plus in Mission Viejo, there’s no such thing as Mello Roos to nibble away at your hard-earned greenbacks. They’re stayin’ in your pocket, folks.

This is definitely the time to get in on the buying opportunities offered by Mission Viejo Real Estate. And I’d like to help. Contact me at 949.338.7408 or angie@askangie.com. Or follow me @AngieWeeks or @WeeksTeam.  I’ll see you on the lake!

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FHA Lifts 90-Day Waiting Period

Posted on January 26, 2010. Filed under: First Time Buyer help, Lenders & Loan info, Orange County Real Estate | Tags: , , , |

Great News For Real Estate Investors and New Home Buyers Alike:

Anti-property-flipping measure waived for one year!

By Inman News, Monday, January 18, 2010.

Inman News

Starting Feb. 1, housing regulators will suspend for one year a 90-day waiting period on property resales that it says has put FHA borrowers at a disadvantage in bidding on foreclosed properties.

The waiting period on FHA financing of resales was implemented in 2003 to protect the Federal Housing Administration’s mortgage insurance program from the impacts of home flipping.

The policy did not apply to properties repossessed by Fannie Mae, Freddie Mac, or state- and federally chartered financial institutions. In 2008, FHA lifted the 90-day waiting period on resales of all bank-owned (REO) properties (see story).

Now, although many other conditions still apply, the waiting period is being lifted on all resales — including properties purchased and rehabbed by private investors.

Research shows that acquiring, rehabilitating and reselling properties to prospective homeowners often takes less than 90 days, the Department of Housing and Urban Development (HUD) said in announcing the change.

Some sellers of foreclosed properties have been reluctant to enter into contracts from potential FHA buyers because of the cost of holding a property for 90 days, and the risks that a vacant property would be vandalized, HUD said.

Lifting the waiting period “will allow homes to resell as quickly as possible, helping to stabilize real estate prices and to revitalize neighborhoods and communities,” HUD said.

Lenders must have supporting documentation or a second appraisal if the sales price of a property increases by more than 20 percent from the seller’s acquisition cost, HUD said in publishing the waiver requirements. The waiver does not apply to the Home Equity Conversion Mortgage (HECM) for purchase program.

No doubt about it.  Suspending the 90-day waiting period will be a major stimulus to the Real Estate market.  With quick turnarounds now possible for all properties purchased by FHA borrowers, re-sellers have a strong incentive to put more of their homes on the market. Because of this increase in available choices, FHA borrowers have an equally strong incentive to get in on the buying action.

If you’re ready to take advantage of the buying or selling opportunities that have emerged thanks to this new measure, I’d like to help. Contact me at 949.338.7408 or angie@askangie.com. Or follow me @AngieWeeks or @WeeksTeam.

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Getting Married? Some fun Orange County bride stories & tips…

Posted on October 2, 2007. Filed under: First Time Buyer help, Making Life Easier, Orange County Real Estate, Orange County things to do | Tags: , , , , |

As you may or may not know, Mike and I LOVE to work with brides and newlyweds to place them into a home.  We talk to so many cool OC brides who are on our Vow2Save program, we thought we would share some fun with you. 

Today I talked to quite a few brides and I have to say you ladies are so creative!  I loved checking out your wedding websites and hearing your ideas. 

I do wonder, though, why half of you are going to Vegas to get married???  Isn’t that where the bachelor and bachelorette parties should be??  What’s wrong with a nice Laguna Beach wedding or any other beach in the OC??  Maybe I just think like that because we grew up in Michigan…maybe if I grew up here I would want to get married in a new and exciting place too…hmm…

Anyway, on to the fun. 

First of all, I have to give a shout out to Jim and Maurine, read his cute proposal story and check out HOW COOL their website is:

http://www.jimandmaurine.com/

Now-a-days for the out of town weddings, you absolutely HAVE to have a website.  Your guests will DRIVE YOU CRAZY WITH QUESTIONS IF YOU DON’T 😦  And I love it that Maurine thought to put some Vegas things to do and know on there…way to not be bridezilla and only think of yourself, girl!! 

Another fun idea…one bride we know recently got engaged in San Francisco.  She’s getting married in OC, but wanted to have a little taste of San Fran incorporated within the wedding.  How to handle?  Easy!  Have a photographer go and take pics of areas that the two of you love, or just pretty landmarks, and then name your tables after them and use the photos as part of the centerpiece.  How cute!

One other bride we knew wanted to get pictures of downtown Laguna Beach in her wedding dress for her beach-themed wedding…but she was getting married in her family church in Dana Point.  She solved the problem by putting a 2 hour block in between the wedding and the reception, and the wedding party went down to Laguna for some wedding photos to remember.  THEN, she used those pics on the thank you cards.  Way cute.

Do you hate the thought of writing your thank you’s?  I saw another bride make a TOTALLY personal thank you and save a ton of time by printing out a collage of photos, and writing a quick thank you ON THE PHOTOS with a sparkly sharpe.  Niiiiiice, not a lot of space to write awkwardness, but totally personal and heartfelt, what a great idea 🙂   

There are always tons of great wedding reception ideas online at www.TheKnot.com too.  I’ll keep blogging about more in the future.  PLEASE comment with your ideas and fun things you’ve experienced so this will be a resourceful post for all busy brides.

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    Orange County, CA Real Estate for hip first-time buyers and investors. Plus, fun things to know and do in OC.

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