Do You Qualify for a Loan Modification?
I’m astounded at how many Orange County homeowners qualify for a loan modification. And I’m even more astounded that they never seize the opportunity, generally because there’s so much misinformation floating around. As a result, hundreds of distressed 
homeowners never get the help they need. Mike Hatcher, seasoned modification advisor with the Ascent Network, is here again to offer a wealth of valuable insights —
The best thing I can do is clear away all the debris of misinformation. So, in no particular order, here’s a list of GREAT loan modification candidates:
- Those yearning to save an average of $1,000 a month — our average improvement.
- Those with W2 income between $40k-$130k. Or the self employed, who usually don’t qualify for a refinance. We are 99% successful securing modifications for this group.
- Those who never “rob Peter to pay Paul” in order to cover the bills.
- Those who have perfect payment records but wonder how long they can afford to make their payments.
- Those in default and are 14 days from a foreclosure sale on their property.
- People worried sleepless because they fear losing their home and fear seeking help. This reluctance typically is the result of mass misinformation.
- Those who want to shoot their spouse (or realtor) for deciding to purchase the house back in the mid-2000s.
- Individuals seeking a long-term mortgage solution with a fixed rate.
- Those who realize that renting ultimately costs more, don’t want to pay for or expend the energy for a move, and don’t want to live in someone else’s rental property.
- Those who fail to qualify with their lender, or are given a token $30-$100 monthly savings modification as a consolation prize.
Quite a list, with more than a few surprises, eh? So, are you ready to learn how a loan modification can put $1,000 extra in your pocket every month? Just call Mike at 877.871.2400 x15. You’ll be amazed at how simple it is to cast your financial worries to the wind.
And, of course, if you’d like to learn more about the variety of opportunities the Orange County real estate market offers, I’ll be delighted to help. Just call, tweet, or email me at 949.338.7408, @AngieWeeks, @WeeksTeam, or angie@askangie.com. I’m ready to assist you in any way I can.
Orange County Real Estate Success 
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