Archive for April, 2008

Looking for Government Loans? Wachovia has an answer!

Posted on April 30, 2008. Filed under: First Time Buyer help | Tags: , , |

Hey all you “on the fence” Orange County renters, Wachovia has Mortgage solutions designed to meet your individual needs!

When you set out to find or build the perfect home, it’s important to have choices. The same is true when deciding on your mortgage. With a variety of fixed and adjustable rate government loans, competitive rates and exceptional service, Wachovia Mortgage can help you design a mortgage program to suit your needs.

FHA Loan
• Up to 97% financing available for 1-unit properties.
• Fixed and Adjustable Rate loans available.
• Easy qualification and flexible credit guidelines.
• Seller can contribute to the transaction.
• Non-permanent Resident Aliens eligible.
 
VA Loan
• Up to 100 percent financing on 1-unit properties.
• Fixed andAdjustable Rateloans available.
• Easy qualification and flexible credit guidelines.
• Seller can contribute to the transaction.

To find out more about Wachovia Government Mortgage Programs, please call:

Mark Frazer
Mortgage Consultant
5830 Naples Plaza
Long Beach, CA 90803
Direct: (562) 930-1477
Fax: (562) 856-8725
Mark.Frazer@wachovia.com

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Buy Low, Sell High – How to benefit from today’s Orange County real estate market

Posted on April 22, 2008. Filed under: Orange County Real Estate |

The Orange County real estate market is just like every other real estate market in the United States.  Some years it’s a buyers’ market and some years it’s a sellers’ market.  These ebbs and flows are all normal and natural and understanding how to use them to your benefit is what can land you a great house at a low price when you buy and a huge profit when you sell.  Buy low and sell high is the motto all real estate investors live by.

 

For instance, right now is a buyers’ market.  When you buy a home in the Orange County real estate market now, you get it for a LOW, LOW price.  In 5 or 10 years, the home you buy today will probably be double what you paid for it.  That’s a huge profit.  So if you buy today at a low price and sell in a few years when the market is once again booming, you can really make a ton of money.

 

Whether or not you’ve ever thought about buying a home, if you want financial security and are looking for a great investment, buying a home in the Orange County real estate market is your best bet right now.  No other investment is going to give you the kind of return that real estate can.  The best way to get started is to get pre-qualified for a home loan.  It takes a few minutes to get a pre-qualification and will give you a price range for the properties you can afford.  Even if its not much, any investment is better then none.

 

Once you know what you can afford, you can start looking ASAP.  Check out available Orange County homes on my web site, or shoot me an email at Angie@AskAngie.com if you have questions.  And remember, NOT taking advantage of this slow market could cost you thousands and thousands of dollars.

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Orange County CA Foreclosures Are a Great Investment

Posted on April 17, 2008. Filed under: Orange County CA Foreclosures, Orange County Real Estate |

The Orange County real estate market is suffering.  Last month alone, there were over 2400 Orange County foreclosures on the market.  And while that spells bad news for sellers trying to make a huge profit on their homes, its great news for buyers looking to cash in on the falling home prices in the area.

 

When banks foreclose on a property, their goal is to recoup as much of their money as possible, and to do it quickly.  Sitting on a home for months does the bank no good – especially when they have thousands of Orange County CA foreclosures to deal with.  That’s why right now is a great time for buyers to get into the market.  Not only can you already find reduced home values in general, but if you choose an Orange County bank-owned home then you will most likely pay an even further reduced price.

 

Since there are tons of Orange County foreclosures on the market right now, it’s really in your best interest to get the help of an Orange County realtor to help sort through which properties hold the best potential and value for your future.  You’ll want to make sure you know exactly what you’re getting – so CALL a REALTOR TODAY!

 

You can also get a list of all Orange County foreclosures, Orange County CA REO homes (real-estate-owned), and Orange County CA auction homes to get you started.  Just shoot me an email at Angie@AskAngie.com with your contact info and I will be glad to get a list to you.

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Vow2Save Orange County Home Registry offers Great Gift Alternatives for the New Bride and Groom

Posted on April 9, 2008. Filed under: First Time Buyer help, Orange County Real Estate, Vow2Save Orange County Real Estate Registry |

Planning a wedding can be quite stressful – believe me I know.  Now add to that trying to save for a new Orange County home.  You can imagine the pressure many brides feel when they are not only trying to plan the perfect wedding, but also find the perfect home to start their new life.  If you’re an Orange County bride, chances are you know exactly what I am talking about and would love any help you can get to make your dream of owning a home a reality.

 

Well luckily there is a new, free service called Vow2Save that helps brides and grooms save for a new Orange County home.  Vow2Save is an online down payment registry service that allows you to “register” for a new home and invite guests to donate to the cause in lieu of other, more traditional gifts.  It really is a great way for Orange County brides and Grooms to quickly make their dreams of home ownership a reality – and after all, isn’t a new home better then a toaster oven or a crock pot.

 

Check out Vow2Save today for all the cool details about setting up a registry.  And as always, if you have any questions, shoot me an email at Angie@AskAngie.com.

 

Vow2Save Orange County Real Estate Registry

 

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Pricing Your Orange County Home for Sale

Posted on April 1, 2008. Filed under: Orange County Real Estate |

Selling a home in today’s Orange County real estate market can be a bit tricky.  The market is not nearly as hot as it was a few years ago and selling a property can take quite some time, especially if you are still pricing your home based on old market standards.

Sure, a few years ago you could ask some exorbitant price for your Orange County property and sell your home in no time with a huge profit to show for it.  Unfortunately, that’s just not the case anymore and an overpriced home will simply sit on the market for months and months without a singe offer. 

So how do you price your home for sale?  Well the first thing you should do is find and experienced Orange County realtor to help you understand what homes in your neighborhood are worth.  Your realtor will provide you with a list of homes in your area that have sold in the last few weeks and what they have sold for.  This will help you determine a realistic asking price for your property.  Also, if you’re competing with homes in your area that are foreclosures or short sales, you may find that you have to dramatically lower your asking price to sell.

Remember – your home’s value is not based on what you think your home is worth or on how much you owe on your loan – its worth what buyers are willing to pay.  If you want to sell your Orange Countyhome and you want to do it quickly, call a realtor you trust.  If you need help, feel free to shoot me an email at Angie@AskAngie.com.

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    Orange County, CA Real Estate for hip first-time buyers and investors. Plus, fun things to know and do in OC.

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