Archive for May, 2020

New Property Trends: Modular Net Zero Homes

Posted on May 12, 2020. Filed under: Accessory Dwelling Units, ADUs, AirBnB, Building, Construction, First Time Buyer help, Homeownership, Informed Investor Alliance, International Properties, Smart Homes, Vow2Save Orange County Real Estate Registry | Tags: , , , , , , |

Hi friends! Have you been looking for a cheaper, better, faster way to build a home? Read on for some new trends in modular housing that might suit exactly what you’re looking for!

What is a modular home?

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S2A Modular Model #GreenLuxHome 22

Modular is NOT manufactured. They are not your rectangle box mobile homes that might come to mind. They are created 90% in the factory, and about 10% on site, and they look and feel like any normal home. Modular homes aren’t different than a traditional stick built home, other than they are built indoors in a controlled factory environment, instead of outdoors.

Brian Kuzdas, CEO of S2A Modular, presented an interesting webinar today and told us about ways that modular homes are more sustainable for the Earth, take less time to create, have a 35% potential ROI for investors.

A couple of the main benefits of modular homes are they save you from shady contractors, and there is no compromise when it comes to design.

Other advantages of modular homes:

  • Time (traditional home build time: 1 year; modular home build time: 3 months)
  • Price (15-20% cheaper to build in factory)
  • Strength (modular homes have to survive a literal transport, traditional homes don’t)
  • Neighbors (much less stress on the neighborhood)
  • Contractors (get to work inside instead of out in the elements)
  • State inspections (less time waiting for inspectors)

One of the downsides to modular is financing. There aren’t a ton of lenders familiar with modular housing loans, but US Bank is one of them. Just reach out if you’d like a contact!

Want to build a modular home of your own?

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S2A Modular Model #GreenLuxHome 13

Modular homes can be built ‘tiny’ as ADU’s, and size all the way up to 10,000+ sq ft mansions. There are 7 steps if you’re interested in building a custom modular home from start to finish:

  1. Feasibility study (cost $3500, and helps you determine how big you can build)
  2. Design (a modular architect is recommended, it will be less expensive in most cases)
  3. Construction agreement (firming up your choices)
  4. Engineering
  5. Permitting
  6. Site construction / setting modules
  7. Onsite completion (this is the last 10% of building that assembles the pieces & happens on site. These last materials also dictate the style and make your home exactly as you want it)

Check out https://www.s2amodular.com/ for various design styles & ideas to build a modular home of your own. Endless customization – so neat!!

Sustainability & Modular Homes

The modular homes that S2A builds are ‘Net Zero’ & ‘Net Positive’ when it comes to net metering. They also use high performing, affordable, solar panels and solar roof tiles with Graphene technology. You won’t have any utility bills.

Smart windows, doors, heating, cooling, insulation, & lighting are all used in these custom modular homes. Furthermore, organic building materials are used, and they are all resistant to termite, dry-rot, and mildew free….which saves money down the road. Li-Fi technology is used instead of Wi-Fi, and there is a singular app that controls these homes, which makes the systems un-hackable.

If you’re interested in planning your modular home build, just reach to Angie via text at 949-338-7408, or fill out the form below. We’ll help you plan for your perfect pad, & get you all connected to the right contacts to create your custom home ūüôā

 

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Need to Improve Your FICO Score? Women’s Credit Connection Can Help!

Posted on May 3, 2020. Filed under: First Time Buyer help |

No Better Time to Buy

Mortgage rates fell to an all-time low last month and borrowers are rushing to buy. As the housing market enters the spring selling season, falling interest rates are encouraging people to purchase homes. There has never been a better time to buy!

As you start the home buying process, it’s important to have good credit score health before submitting a mortgage application.¬† Your credit score will play a significant role in the rates you qualify for. As mortgage lenders review your credit score, they use borrowers’ FICO scores along with credit reports to determine the risk and likeliness that you might default on your mortgage loan. The better your FICO score is, the less risk from a mortgage lenders perspective.

Generally, a FICO Score of 670 or above is considered a good credit score, while a score of 800 or above is considered great. If you need help improving your FICO score before submitting your mortgage application, Women’s Credit Connection can help.

Women Educating Women

Women Educating Women offers multiple core services through platforms such as automative assistance, credit assistance, mechanical assistance and real estate referral services. Their credit service, Women’s Credit Connection, works to maximize your credit score as much as possible so that you can achieve your financial goals.

By working directly with credit bureaus and creditors to challenge negative items on your credit report, Women’s Credit Connection will maximize your scores as much as possible. With over 25 years of experience in evaluating credit, Women’s Credit Connection offers:

  • 100% Money Back Guarantee
  • Experienced Tools for Consumer Credit
  • Intimately Involved in Your Credit Repair Experience
  • Active Support Throughout the Entire Process
  • Affordable Prices and No Long-Term Contracts
  • Easy access to your account 24/7
  • Live status updates regarding improvements on your credit report and score

Here is how it works:

To request a free consultation and credit analysis, click here. For more information on Women Educating Women, visit their website or contact them by phone at: 949-475-6883. 

 

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    Orange County, CA Real Estate for hip first-time buyers and investors. Plus, fun things to know and do in OC.

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